Visa's business model is robust, demonstrated by strong revenue and payment volume growth, diverse revenue streams, and solid client partnerships. The company shows substantial promise for future growth through innovation in payment solutions and tokenization, albeit with some challenges in the Asia-Pacific market.
Analysis Date: January 30, 2025 Last Updated: June 1, 2025
+451%
+18.6% per year
Past performance does not guarantee future results. The data presented is indicative and may not be updated in real-time.
CountryUS
ExchangeNYSE
IndustryFinancial - Credit Services
SectorFinancial Services
Market Cap$614.08B
CEOMr. Ryan M. McInerney
Visa Inc. is a company that helps people and businesses make payments easily and safely. When you buy something with a Visa card, Visa makes sure your payment goes through smoothly, whether you're shopping in a store or online. They provide the technology and services needed for these transactions, so you can pay with confidence. Visa also partners with other companies to improve payment experiences for their customers.
Streams of revenue
Data Processing Revenues:35%
Service:33%
International Transaction Revenues:26%
Service, Other:7%
Client Incentives:0%
Geographic Distribution
Non-US:59%
UNITED STATES:41%
Core Products
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VisaNetTransaction processing network
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Visa CardsPayment card products
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Value-Added ServicesEnhanced transaction features
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Digital Payment SolutionsOnline payment services
Business Type
Business to Business
Competitive Advantages
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Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.
Graham Value Metrics
Benjamin Graham's value investing approach focuses on finding stocks with a significant margin of safety between their intrinsic value and market price.
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Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.
Income Statement Flow
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Profitability metrics measure a company's ability to generate earnings relative to its revenue, operating costs, and other relevant metrics. Higher values generally indicate better performance.
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V (Visa Inc.) is a Financial Services company listed on New York Stock Exchange. The stock has generated 18.6% annual returns with an overall investment score of None/100.
Visa's business model is robust, demonstrated by strong revenue and payment volume growth, diverse revenue streams, and solid client partnerships. The company shows substantial promise for future growth through innovation in payment solutions and tokenization, albeit with some challenges in the Asia-Pacific market.
V Key Financial Metrics
V financial analysis includes comprehensive valuation ratios, profitability metrics, and financial health indicators. and profitability score of 7.5/100 with financial health rated 6.8500000000000005/100.
About Visa Inc.
Visa Inc. is a company that helps people and businesses make payments easily and safely. When you buy something with a Visa card, Visa makes sure your payment goes through smoothly, whether you're shopping in a store or online. They provide the technology and services needed for these transactions, so you can pay with confidence. Visa also partners with other companies to improve payment experiences for their customers.
V Investment Recommendation
Based on our comprehensive analysis of V, investors should consider the company's strong performance track record, earnings consistency (9/10 quarters beat expectations), and current valuation metrics when making investment decisions.
Financial Services Sector Analysis
V operates in the Financial - Credit Services industry within the Financial Services sector. This analysis compares Visa Inc. performance against industry and sector benchmarks to provide context for investment decisions.
Frequently Asked Questions about V Stock
Is V a good investment?
V (Visa Inc.) has generated 18.6% annual returns with an overall score of None/100. Visa's business model is robust, demonstrated by strong revenue and payment volume growth, diverse revenue streams, and solid client partnerships. The company shows substantial promise for future growth through innovation … Investors should consider their risk tolerance and investment goals when evaluating V.
What is V P/E ratio and valuation?
V valuation metrics including P/E ratio, price-to-book ratio, and price-to-sales ratio are analyzed on this page with comparisons to Financial - Credit Services industry and Financial Services sector benchmarks.
Should I buy V stock now?
The decision to buy V stock should be based on comprehensive analysis of financial metrics, market conditions, and individual investment goals. Our analysis provides profitability score of 7.5/100, financial health score of 6.8500000000000005/100, and detailed performance metrics to help inform your investment decision.
What are V financial health indicators?
V financial health analysis includes liquidity ratios, debt levels, cash flow metrics, and profitability indicators. The company has a financial health score of 6.8500000000000005/100 based on comprehensive analysis of balance sheet strength and operational efficiency.
How does V compare to competitors?
V performance is benchmarked against Financial - Credit Services industry peers and Financial Services sector averages. Our analysis includes comparative valuation ratios, profitability metrics, and growth indicators to provide context for Visa Inc.'s market position.
What are V historical returns?
V has generated 18.6% annual returns over the 10Y. Historical performance analysis includes price appreciation, dividend yields, and total shareholder returns compared to market benchmarks.
V Key Investment Metrics Summary
Annual Return: 18.6%
Profitability Score: 7.5/100
Financial Health Score: 6.8500000000000005/100
Growth Score: -1.7323323141693665/100
Earnings Beat Rate: 9/10 quarters
Sector: Financial Services
Industry: Financial - Credit Services
Exchange: New York Stock Exchange
Market Cap: 614077366164
V Investment Thesis
Visa Inc. (V) represents an excellent investment opportunity in the Financial Services sector. With an overall score of None/100, the company demonstrates areas for financial improvement.
Investment Strengths
Strong Return on Equity
High Gross Profit Margin
Strong Operating Profit Margin
Healthy Net Profit Margin
Strong Interest Coverage Ratio
Low Debt Levels
Strong Revenue Growth
Robust Payment Volume Growth
Diverse Revenue Streams
Strong Client Partnerships
Innovation in Payment Solutions
Expansion of Tokenization
Positive Outlook for Cross-Border Transactions
Investment Risks
High Price-to-Earnings Ratio
Elevated Price-to-Sales Ratio
Cash Ratio Below 1
Challenges in Asia-Pacific Region
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