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V
Visa Inc.
Summary
Business
Earnings Call
Valuation
Profitability
Financial Health
Intel
Yearly Return 10Y annualized return is excellent at 18.6% per year
Earnings Expectations V has met or exceeded earnings expectations in most recent quarters (9/10)
Positive Strong Return on Equity
Positive High Gross Profit Margin
Negative High Price-to-Earnings Ratio
Negative Elevated Price-to-Sales Ratio

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Visa's business model is robust, demonstrated by strong revenue and payment volume growth, diverse revenue streams, and solid client partnerships. The company shows substantial promise for future growth through innovation in payment solutions and tokenization, albeit with some challenges in the Asia-Pacific market.

Analysis Date: January 30, 2025
Last Updated: June 1, 2025

+451%
+18.6% per year

Past performance does not guarantee future results. The data presented is indicative and may not be updated in real-time.

Country US
Exchange NYSE
Industry Financial - Credit Services
Sector Financial Services
Market Cap $614.08B
CEO Mr. Ryan M. McInerney

Visa Inc. is a company that helps people and businesses make payments easily and safely. When you buy something with a Visa card, Visa makes sure your payment goes through smoothly, whether you're shopping in a store or online. They provide the technology and services needed for these transactions, so you can pay with confidence. Visa also partners with other companies to improve payment experiences for their customers.

Streams of revenue

Data Processing Revenues: 35%
Service: 33%
International Transaction Revenues: 26%
Service, Other: 7%
Client Incentives: 0%

Geographic Distribution

Non-US: 59%
UNITED STATES: 41%

Core Products

🌐
VisaNet Transaction processing network
💳
Visa Cards Payment card products
Value-Added Services Enhanced transaction features
💻
Digital Payment Solutions Online payment services

Business Type

B2B Business to Business

Competitive Advantages

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Key Business Risks

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Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.

Graham Value Metrics

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ROE: 51.25521934120315

ROA: None

Gross Profit Margin: 80.08824858456714

Net Profit Margin: 52.858775683793624

Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.

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Profitability metrics measure a company's ability to generate earnings relative to its revenue, operating costs, and other relevant metrics. Higher values generally indicate better performance.

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About Financial Health Metrics

Financial health metrics assess a company's ability to meet its financial obligations and its overall financial stability.

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Meeting Expectations

9 /10

Higher values indicate better execution and credibility

Recent Results

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EPS

2.68
Estimated
2.76
Actual
+2.99%
Difference

Revenue

$9551392546
Estimated
$9594000000
Actual
+0.45%
Difference
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Insider trading data shows purchase and sale activities by company executives and board members.

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V Stock Analysis: Visa Inc. Investment Guide

V (Visa Inc.) is a Financial Services company listed on New York Stock Exchange. The stock has generated 18.6% annual returns with an overall investment score of None/100.

Visa's business model is robust, demonstrated by strong revenue and payment volume growth, diverse revenue streams, and solid client partnerships. The company shows substantial promise for future growth through innovation in payment solutions and tokenization, albeit with some challenges in the Asia-Pacific market.

V Key Financial Metrics

V financial analysis includes comprehensive valuation ratios, profitability metrics, and financial health indicators. and profitability score of 7.5/100 with financial health rated 6.8500000000000005/100.

About Visa Inc.

Visa Inc. is a company that helps people and businesses make payments easily and safely. When you buy something with a Visa card, Visa makes sure your payment goes through smoothly, whether you're shopping in a store or online. They provide the technology and services needed for these transactions, so you can pay with confidence. Visa also partners with other companies to improve payment experiences for their customers.

V Investment Recommendation

Based on our comprehensive analysis of V, investors should consider the company's strong performance track record, earnings consistency (9/10 quarters beat expectations), and current valuation metrics when making investment decisions.

Financial Services Sector Analysis

V operates in the Financial - Credit Services industry within the Financial Services sector. This analysis compares Visa Inc. performance against industry and sector benchmarks to provide context for investment decisions.

Frequently Asked Questions about V Stock

Is V a good investment?

V (Visa Inc.) has generated 18.6% annual returns with an overall score of None/100. Visa's business model is robust, demonstrated by strong revenue and payment volume growth, diverse revenue streams, and solid client partnerships. The company shows substantial promise for future growth through innovation … Investors should consider their risk tolerance and investment goals when evaluating V.

What is V P/E ratio and valuation?

V valuation metrics including P/E ratio, price-to-book ratio, and price-to-sales ratio are analyzed on this page with comparisons to Financial - Credit Services industry and Financial Services sector benchmarks.

Should I buy V stock now?

The decision to buy V stock should be based on comprehensive analysis of financial metrics, market conditions, and individual investment goals. Our analysis provides profitability score of 7.5/100, financial health score of 6.8500000000000005/100, and detailed performance metrics to help inform your investment decision.

What are V financial health indicators?

V financial health analysis includes liquidity ratios, debt levels, cash flow metrics, and profitability indicators. The company has a financial health score of 6.8500000000000005/100 based on comprehensive analysis of balance sheet strength and operational efficiency.

How does V compare to competitors?

V performance is benchmarked against Financial - Credit Services industry peers and Financial Services sector averages. Our analysis includes comparative valuation ratios, profitability metrics, and growth indicators to provide context for Visa Inc.'s market position.

What are V historical returns?

V has generated 18.6% annual returns over the 10Y. Historical performance analysis includes price appreciation, dividend yields, and total shareholder returns compared to market benchmarks.

V Key Investment Metrics Summary

  • Annual Return: 18.6%
  • Profitability Score: 7.5/100
  • Financial Health Score: 6.8500000000000005/100
  • Growth Score: -1.7323323141693665/100
  • Earnings Beat Rate: 9/10 quarters
  • Sector: Financial Services
  • Industry: Financial - Credit Services
  • Exchange: New York Stock Exchange
  • Market Cap: 614077366164

V Investment Thesis

Visa Inc. (V) represents an excellent investment opportunity in the Financial Services sector. With an overall score of None/100, the company demonstrates areas for financial improvement.

Investment Strengths

  • Strong Return on Equity
  • High Gross Profit Margin
  • Strong Operating Profit Margin
  • Healthy Net Profit Margin
  • Strong Interest Coverage Ratio
  • Low Debt Levels
  • Strong Revenue Growth
  • Robust Payment Volume Growth
  • Diverse Revenue Streams
  • Strong Client Partnerships
  • Innovation in Payment Solutions
  • Expansion of Tokenization
  • Positive Outlook for Cross-Border Transactions

Investment Risks

  • High Price-to-Earnings Ratio
  • Elevated Price-to-Sales Ratio
  • Cash Ratio Below 1
  • Challenges in Asia-Pacific Region
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