Overall, Tyler Technologies demonstrates a strong business model characterized by solid SaaS revenue growth, high operating margins, and a significant market position in the public sector. While challenges related to commoditized payments and specific contract losses exist, the company's future prospects are bolstered by innovative AI integration and a focus on enhancing client engagement. The outlook for growth remains positive, despite some near-term challenges.
Analysis Date: February 13, 2025 Last Updated: May 29, 2025
+345%
+16.1% per year
Past performance does not guarantee future results. The data presented is indicative and may not be updated in real-time.
CountryUS
ExchangeNYSE
IndustrySoftware - Application
SectorTechnology
Market Cap$24.65B
CEOMr. H. Lynn Moore Jr.
Tyler Technologies, Inc. is a company that creates software to help government agencies and schools manage their daily operations more efficiently. They offer tools for things like handling budgets, managing city permits, tracking court cases, and billing for utilities. In simple terms, their products help public organizations run smoothly and serve their communities better. Founded in 1966 and based in Texas, Tyler Technologies focuses on providing solutions that make it easier for these entities to do their important work.
Streams of revenue
Enterprise Software:70%
Platform Technologies Segment:30%
Geographic Distribution
United States:93%
Canada:5%
Other:2%
Estimations for reference only
Core Products
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MunisERP for local gov
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IncodeFinancial management
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EnerGovPermitting & licensing
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Tyler SISStudent info system
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New World ERPPublic sector ERP
Business Type
Business to Government
Competitive Advantages
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Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.
Graham Value Metrics
Benjamin Graham's value investing approach focuses on finding stocks with a significant margin of safety between their intrinsic value and market price.
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Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.
Income Statement Flow
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Profitability metrics measure a company's ability to generate earnings relative to its revenue, operating costs, and other relevant metrics. Higher values generally indicate better performance.
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TYL Stock Analysis: Tyler Technologies, Inc. Investment Guide
TYL (Tyler Technologies, Inc.) is a Technology company listed on New York Stock Exchange. The stock has generated 16.1% annual returns with an overall investment score of None/100.
Overall, Tyler Technologies demonstrates a strong business model characterized by solid SaaS revenue growth, high operating margins, and a significant market position in the public sector. While challenges related to commoditized payments and specific contract losses exist, the company's future prospects are bolstered by innovative AI integration and a focus on enhancing client engagement. The outlook for growth remains positive, despite some near-term challenges.
TYL Key Financial Metrics
TYL financial analysis includes comprehensive valuation ratios, profitability metrics, and financial health indicators. The company has a valuation score of 2.5/100 and profitability score of 3.75/100 with financial health rated 7.45/100.
About Tyler Technologies, Inc.
Tyler Technologies, Inc. is a company that creates software to help government agencies and schools manage their daily operations more efficiently. They offer tools for things like handling budgets, managing city permits, tracking court cases, and billing for utilities. In simple terms, their products help public organizations run smoothly and serve their communities better. Founded in 1966 and based in Texas, Tyler Technologies focuses on providing solutions that make it easier for these entities to do their important work.
TYL Investment Recommendation
Based on our comprehensive analysis of TYL, investors should consider the company's strong performance track record, earnings consistency (8/10 quarters beat expectations), and current valuation metrics when making investment decisions.
Technology Sector Analysis
TYL operates in the Software - Application industry within the Technology sector. This analysis compares Tyler Technologies, Inc. performance against industry and sector benchmarks to provide context for investment decisions.
Frequently Asked Questions about TYL Stock
Is TYL a good investment?
TYL (Tyler Technologies, Inc.) has generated 16.1% annual returns with an overall score of None/100. Overall, Tyler Technologies demonstrates a strong business model characterized by solid SaaS revenue growth, high operating margins, and a significant market position in the public sector. While challenges related to … Investors should consider their risk tolerance and investment goals when evaluating TYL.
What is TYL P/E ratio and valuation?
TYL valuation metrics including P/E ratio, price-to-book ratio, and price-to-sales ratio are analyzed on this page with comparisons to Software - Application industry and Technology sector benchmarks. The company currently has a valuation score of 2.5/100.
Should I buy TYL stock now?
The decision to buy TYL stock should be based on comprehensive analysis of financial metrics, market conditions, and individual investment goals. Our analysis provides profitability score of 3.75/100, financial health score of 7.45/100, and detailed performance metrics to help inform your investment decision.
What are TYL financial health indicators?
TYL financial health analysis includes liquidity ratios, debt levels, cash flow metrics, and profitability indicators. The company has a financial health score of 7.45/100 based on comprehensive analysis of balance sheet strength and operational efficiency.
How does TYL compare to competitors?
TYL performance is benchmarked against Software - Application industry peers and Technology sector averages. Our analysis includes comparative valuation ratios, profitability metrics, and growth indicators to provide context for Tyler Technologies, Inc.'s market position.
What are TYL historical returns?
TYL has generated 16.1% annual returns over the 10Y. Historical performance analysis includes price appreciation, dividend yields, and total shareholder returns compared to market benchmarks.
TYL Key Investment Metrics Summary
Annual Return: 16.1%
Valuation Score: 2.5/100
Profitability Score: 3.75/100
Financial Health Score: 7.45/100
Growth Score: -3.7686987633539513/100
Earnings Beat Rate: 8/10 quarters
Sector: Technology
Industry: Software - Application
Exchange: New York Stock Exchange
Market Cap: 24645145824
TYL Investment Thesis
Tyler Technologies, Inc. (TYL) represents an excellent investment opportunity in the Technology sector. With an overall score of None/100, the company demonstrates areas for financial improvement.
Investment Strengths
Strong Interest Coverage
Healthy Profit Margins
Low Debt Levels
Strong SaaS Revenue Growth
High Operating Margins
Strong Market Demand
Successful Cloud Transition
Innovative AI Integration
Expansion of Total Tyler Client Engagement
Stable Growth Targets
Investment Risks
High Valuation Ratios
Moderate Return on Equity
Liquidity Concerns
Dependence on Commoditized Payments
Potential Impact from Contract Loss
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