Overall, Travelers Companies exhibits strong business quality through solid financial performance and effective capital management while positioning itself for future growth via strategic technology investments and strong retention rates. However, the impacts of catastrophe losses and an uncertain economic outlook remain areas to monitor.
Analysis Date: April 16, 2025 Last Updated: May 29, 2025
+183%
+11.0% per year
Past performance does not guarantee future results. The data presented is indicative and may not be updated in real-time.
CountryUS
ExchangeNYSE
IndustryInsurance - Property & Casualty
SectorFinancial Services
Market Cap$54.91B
CEOMr. Alan David Schnitzer J.D.
The Travelers Companies, Inc. is an insurance company that helps protect people and businesses from unexpected events. They offer different types of insurance, like car and home insurance for individuals, and various types of coverage for businesses, including protection against accidents and damages. Essentially, if something goes wrong, Travelers helps cover the costs, giving customers peace of mind. Founded in 1853 and based in New York, they have been in the insurance business for a long time, serving customers across the U.S. and beyond.
Streams of revenue
Business Insurance:53%
Personal Insurance:37%
Bond & Specialty Insurance:9%
Geographic Distribution
United States:67%
Europe:16%
Canada:11%
Asia:4%
Other:2%
Estimations for reference only
Core Products
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Business InsuranceCommercial coverage
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Personal InsuranceHome & auto coverage
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Bond & Specialty InsuranceSurety & fidelity bonds
Business Type
Business to Business
Competitive Advantages
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Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.
Graham Value Metrics
Benjamin Graham's value investing approach focuses on finding stocks with a significant margin of safety between their intrinsic value and market price.
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Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.
Income Statement Flow
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Profitability metrics measure a company's ability to generate earnings relative to its revenue, operating costs, and other relevant metrics. Higher values generally indicate better performance.
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TRV Stock Analysis: The Travelers Companies, Inc. Investment Guide
TRV (The Travelers Companies, Inc.) is a Financial Services company listed on New York Stock Exchange. The stock has generated 11.0% annual returns with an overall investment score of None/100.
Overall, Travelers Companies exhibits strong business quality through solid financial performance and effective capital management while positioning itself for future growth via strategic technology investments and strong retention rates. However, the impacts of catastrophe losses and an uncertain economic outlook remain areas to monitor.
TRV Key Financial Metrics
TRV financial analysis includes comprehensive valuation ratios, profitability metrics, and financial health indicators. The company has a valuation score of 5.0/100 and profitability score of 5.0/100 with financial health rated 7.4/100.
About The Travelers Companies, Inc.
The Travelers Companies, Inc. is an insurance company that helps protect people and businesses from unexpected events. They offer different types of insurance, like car and home insurance for individuals, and various types of coverage for businesses, including protection against accidents and damages. Essentially, if something goes wrong, Travelers helps cover the costs, giving customers peace of mind. Founded in 1853 and based in New York, they have been in the insurance business for a long time, serving customers across the U.S. and beyond.
TRV Investment Recommendation
Based on our comprehensive analysis of TRV, investors should consider the company's strong performance track record, earnings consistency (5/10 quarters beat expectations), and current valuation metrics when making investment decisions.
Financial Services Sector Analysis
TRV operates in the Insurance - Property & Casualty industry within the Financial Services sector. This analysis compares The Travelers Companies, Inc. performance against industry and sector benchmarks to provide context for investment decisions.
Frequently Asked Questions about TRV Stock
Is TRV a good investment?
TRV (The Travelers Companies, Inc.) has generated 11.0% annual returns with an overall score of None/100. Overall, Travelers Companies exhibits strong business quality through solid financial performance and effective capital management while positioning itself for future growth via strategic technology investments and strong retention rates. However, … Investors should consider their risk tolerance and investment goals when evaluating TRV.
What is TRV P/E ratio and valuation?
TRV valuation metrics including P/E ratio, price-to-book ratio, and price-to-sales ratio are analyzed on this page with comparisons to Insurance - Property & Casualty industry and Financial Services sector benchmarks. The company currently has a valuation score of 5.0/100.
Should I buy TRV stock now?
The decision to buy TRV stock should be based on comprehensive analysis of financial metrics, market conditions, and individual investment goals. Our analysis provides profitability score of 5.0/100, financial health score of 7.4/100, and detailed performance metrics to help inform your investment decision.
What are TRV financial health indicators?
TRV financial health analysis includes liquidity ratios, debt levels, cash flow metrics, and profitability indicators. The company has a financial health score of 7.4/100 based on comprehensive analysis of balance sheet strength and operational efficiency.
How does TRV compare to competitors?
TRV performance is benchmarked against Insurance - Property & Casualty industry peers and Financial Services sector averages. Our analysis includes comparative valuation ratios, profitability metrics, and growth indicators to provide context for The Travelers Companies, Inc.'s market position.
What are TRV historical returns?
TRV has generated 11.0% annual returns over the 10Y. Historical performance analysis includes price appreciation, dividend yields, and total shareholder returns compared to market benchmarks.
TRV Key Investment Metrics Summary
Annual Return: 11.0%
Valuation Score: 5.0/100
Profitability Score: 5.0/100
Financial Health Score: 7.4/100
Growth Score: 9.988910537119827/100
Earnings Beat Rate: 5/10 quarters
Sector: Financial Services
Industry: Insurance - Property & Casualty
Exchange: New York Stock Exchange
Market Cap: 54911355720
TRV Investment Thesis
The Travelers Companies, Inc. (TRV) represents a strong investment opportunity in the Financial Services sector. With an overall score of None/100, the company demonstrates areas for financial improvement.
Investment Strengths
Attractive P/E Ratio
Reasonable Price to Sales Ratio
Strong Return on Equity
Healthy Net Profit Margin
Excellent Liquidity Ratios
Low Debt Levels
Strong Financial Performance
Improved Underwriting Ratios
Robust Capital Management
Strategic Investments in Technology
Positive Growth Trajectory
Strong Retention Rates
Investment Risks
Higher P/B Ratio
Low Operating Profit Margin
Low Cash Ratio
Impact of Catastrophe Losses
Uncertain Macroeconomic Environment
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