10Y annualized return is
positive but below market average
at 7.0% per year
SYF has met or exceeded earnings expectations in
the majority of
recent quarters (7/10)
Low Price-to-Earnings Ratio
Attractive EV/EBITDA Ratio
High Price-to-Sales Ratio
Moderate P/B Ratio
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Overall, Synchrony Financial demonstrates a strong business quality with a diversified product offering and solid financial performance. However, the impact of credit actions on growth and uncertainties from the regulatory environment present challenges. Future prospects look promising with expected growth and innovative products, but consumer confidence remains a critical factor.
Analysis Date: January 28, 2025
Last Updated: May 29, 2025
Past performance does not guarantee future results. The data presented is indicative and may not be updated in real-time.
Synchrony Financial is a company that helps people and businesses manage their money through credit products. They offer credit cards, loans, and savings accounts, making it easier for customers to buy things now and pay later. You might see their credit cards at popular stores or use their financing options for healthcare and other services. Founded in 1932 and based in Stamford, Connecticut, Synchrony works with many retailers and service providers to offer these financial products.
Streams of revenue
Estimations for reference only
Geographic Distribution
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Core Products
Business Type
Business to Business
Competitive Advantages
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Synchrony Financial's first-quarter results indicated that consumers are pulling back on spending, particularly for larger ticket items, and have take...
Synchrony Financial's stock has fallen over 30% from its highs, with Q1 earnings showing mixed signals amid economic concerns and credit quality issue...
Synchrony Financial (NYSE:SYF ) Q1 2025 Earnings Conference Call April 22, 2025 8:00 AM ET Company Participants Kathryn Miller - Senior Vice President...
Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.
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Recent Results
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Revenue
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