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RJF
Raymond James Financial, Inc.
Summary
Business
Earnings Call
Valuation
Profitability
Financial Health
Intel
Yearly Return 10Y annualized return is very good at 14.0% per year
Earnings Expectations RJF has met or exceeded earnings expectations in some recent quarters (5/10)
Positive Attractive P/E Ratio
Positive Favorable EV/EBITDA
Negative High Price to Sales Ratio
Negative Moderate Net Profit Margin

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Raymond James Financial demonstrates a strong business model supported by financial performance, advisor satisfaction, and a diverse operational structure. However, it faces challenges from advisor departures and short-term revenue impacts. The company is well-positioned for future growth through recruitment and strategic investments.

Analysis Date: January 29, 2025
Last Updated: May 29, 2025

+269%
+14.0% per year

Past performance does not guarantee future results. The data presented is indicative and may not be updated in real-time.

Country US
Exchange NYSE
Industry Financial - Capital Markets
Sector Financial Services
Market Cap $32.62B
CEO Mr. Paul Christopher Reilly CPA, CPA

Raymond James Financial, Inc. is a financial services company that helps people and businesses manage their money. They offer services like investment advice, help with buying and selling stocks, and managing savings accounts and loans. They also provide support for companies looking to raise money or grow through partnerships. Founded in 1962 and based in Florida, their goal is to help clients make smart financial decisions.

Streams of revenue

Asset Management And Related Administrative Fee Revenue: 39%
Brokerage Revenue: 13%
Brokerage Revenue, Securities Commissions: 11%
Account And Service Fee Revenue: 9%
Investment Banking Revenue: 5%
Account And Service Fee Revenue, RJBDP Fees: 4%
Equities, ETFs And Fixed Income Products: 4%
Brokerage Revenue, Securities Commissions, Mutual And Other Fund Products: 4%
Brokerage Revenue, Securities Commissions, Insurance And Annuity Products: 3%
Account And Service Fee Revenue, Mutual Fund And Annuity Services Fees: 3%
Investment Banking Revenue, Mergers And Acquisition And Advisory: 3%
Account And Service Fee Revenue, Client Account And Other Fees: 1%
Investment Banking Revenue, Debt Underwriting: 1%
Other Revenue: 1%
Investment Banking Revenue, Equity Underwriting: 1%

Geographic Distribution

UNITED STATES: 92%
CANADA: 5%
Europe: 4%

Core Products

💹
Capital Markets Trading services
📈
Asset Management Portfolio services
💼
Wealth Management Investment advice
🏦
Investment Banking Corporate finance

Business Type

B2B Business to Business

Competitive Advantages

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Key Business Risks

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Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.

Graham Value Metrics

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ROE: 18.627805552600787

ROA: None

Gross Profit Margin: 86.33718986156624

Net Profit Margin: 14.639202835551393

Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.

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Profitability metrics measure a company's ability to generate earnings relative to its revenue, operating costs, and other relevant metrics. Higher values generally indicate better performance.

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About Financial Health Metrics

Financial health metrics assess a company's ability to meet its financial obligations and its overall financial stability.

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Meeting Expectations

5 /10

Higher values indicate better execution and credibility

Recent Results

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EPS

2.45
Estimated
2.42
Actual
-1.22%
Difference

Revenue

$3422086334
Estimated
$3791000000
Actual
-0.56%
Difference
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Insider trading data shows purchase and sale activities by company executives and board members.

Insider Sentiment Analysis

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RJF Stock Analysis: Raymond James Financial, Inc. Investment Guide

RJF (Raymond James Financial, Inc.) is a Financial Services company listed on New York Stock Exchange. The stock has generated 14.0% annual returns with an overall investment score of None/100.

Raymond James Financial demonstrates a strong business model supported by financial performance, advisor satisfaction, and a diverse operational structure. However, it faces challenges from advisor departures and short-term revenue impacts. The company is well-positioned for future growth through recruitment and strategic investments.

RJF Key Financial Metrics

RJF financial analysis includes comprehensive valuation ratios, profitability metrics, and financial health indicators. The company has a valuation score of 10.0/100 and profitability score of 5.0/100 with financial health rated 9.4/100.

About Raymond James Financial, Inc.

Raymond James Financial, Inc. is a financial services company that helps people and businesses manage their money. They offer services like investment advice, help with buying and selling stocks, and managing savings accounts and loans. They also provide support for companies looking to raise money or grow through partnerships. Founded in 1962 and based in Florida, their goal is to help clients make smart financial decisions.

RJF Investment Recommendation

Based on our comprehensive analysis of RJF, investors should consider the company's strong performance track record, earnings consistency (5/10 quarters beat expectations), and current valuation metrics when making investment decisions.

Financial Services Sector Analysis

RJF operates in the Financial - Capital Markets industry within the Financial Services sector. This analysis compares Raymond James Financial, Inc. performance against industry and sector benchmarks to provide context for investment decisions.

Frequently Asked Questions about RJF Stock

Is RJF a good investment?

RJF (Raymond James Financial, Inc.) has generated 14.0% annual returns with an overall score of None/100. Raymond James Financial demonstrates a strong business model supported by financial performance, advisor satisfaction, and a diverse operational structure. However, it faces challenges from advisor departures and short-term revenue impacts. … Investors should consider their risk tolerance and investment goals when evaluating RJF.

What is RJF P/E ratio and valuation?

RJF valuation metrics including P/E ratio, price-to-book ratio, and price-to-sales ratio are analyzed on this page with comparisons to Financial - Capital Markets industry and Financial Services sector benchmarks. The company currently has a valuation score of 10.0/100.

Should I buy RJF stock now?

The decision to buy RJF stock should be based on comprehensive analysis of financial metrics, market conditions, and individual investment goals. Our analysis provides profitability score of 5.0/100, financial health score of 9.4/100, and detailed performance metrics to help inform your investment decision.

What are RJF financial health indicators?

RJF financial health analysis includes liquidity ratios, debt levels, cash flow metrics, and profitability indicators. The company has a financial health score of 9.4/100 based on comprehensive analysis of balance sheet strength and operational efficiency.

How does RJF compare to competitors?

RJF performance is benchmarked against Financial - Capital Markets industry peers and Financial Services sector averages. Our analysis includes comparative valuation ratios, profitability metrics, and growth indicators to provide context for Raymond James Financial, Inc.'s market position.

What are RJF historical returns?

RJF has generated 14.0% annual returns over the 10Y. Historical performance analysis includes price appreciation, dividend yields, and total shareholder returns compared to market benchmarks.

RJF Key Investment Metrics Summary

  • Annual Return: 14.0%
  • Valuation Score: 10.0/100
  • Profitability Score: 5.0/100
  • Financial Health Score: 9.4/100
  • Growth Score: 9.150114839783953/100
  • Earnings Beat Rate: 5/10 quarters
  • Sector: Financial Services
  • Industry: Financial - Capital Markets
  • Exchange: New York Stock Exchange
  • Market Cap: 32620674150

RJF Investment Thesis

Raymond James Financial, Inc. (RJF) represents a strong investment opportunity in the Financial Services sector. With an overall score of None/100, the company demonstrates areas for financial improvement.

Investment Strengths

  • Attractive P/E Ratio
  • Favorable EV/EBITDA
  • Strong Gross Profit Margin
  • Good Return on Equity
  • Low Debt Levels
  • Strong Financial Performance
  • Diverse Business Model
  • Strong Recruitment and Advisor Satisfaction
  • Optimistic Growth Pipeline
  • Strategic Investments and Acquisitions

Investment Risks

  • High Price to Sales Ratio
  • Moderate Net Profit Margin
  • Weak Liquidity Ratios
  • Impact of Large Departures
  • Short-Term Headwinds
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