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RF
Regions Financial Corporation
+109%
+7.6% per year

Past performance does not guarantee future results. The data presented is indicative and may not be updated in real-time.

Country US
Exchange NYSE
Industry Banks - Regional
Sector Financial Services
Market Cap $21.61B
CEO Mr. John M. Turner Jr.

Regions Financial Corporation is a bank that offers a variety of financial services to both individuals and businesses. It helps people manage their money with services like checking accounts, savings accounts, and loans for buying homes or cars. For businesses, Regions provides loans and financial advice to help them grow. The company has many branches and ATMs mainly in the southern and midwestern United States, making it easy for customers to access their services.

Streams of revenue

Consumer Bank: 58%
Corporate Bank: 38%
Wealth Management: 3%
Other Segments: 0%

Geographic Distribution

Southeast: 55%
Midwest: 27%
Texas: 18%

Estimations for reference only

Core Products

🚗
Auto Loans Car financing
💳
Credit Cards Credit solutions
🏠
Mortgage Loans Home financing
💰
Savings Accounts Save money
🏦
Checking Accounts Daily banking

Business Type

B2C Business to Consumer

Competitive Advantages

🌍
Local Market Expertise With a focus on regional markets, Regions has deep knowledge of local economies, regulatory environments, and customer needs, allowing for better service and competitive edge.
🏦
Strong Regional Presence Regions operates a wide network of over 1,300 banking offices and 2,000 ATMs, providing extensive access to customers in key Southern and Midwestern markets.
📊
Diverse Service Offerings The company provides a comprehensive range of banking and financial services, catering to both consumer and corporate clients, which enhances customer retention.
🤝
Established Brand and Trust Founded in 1971, Regions has built a strong reputation and trust among its customers, crucial for maintaining long-term relationships in the financial sector.
💼
Tailored Wealth Management Solutions Regions offers customized wealth management and investment services, attracting high-net-worth individuals and businesses, thus diversifying its revenue streams.

Key Business Risks

⚠️
Credit Risk The risk of default on loans, affecting profitability and asset quality.
📉
Market Risk The risk of losses due to fluctuations in market prices, interest rates, and economic conditions.
🛑
Reputation Risk The risk of damage to the company's reputation, potentially leading to loss of customers and business opportunities.
⚙️
Operational Risk The risk of loss resulting from inadequate or failed internal processes, systems, or external events.
🔍
Regulatory Compliance Risk The risk of non-compliance with banking regulations, leading to fines and legal issues.

Meeting Expectations

3 /10

Higher values indicate better execution and credibility

Recent Results

Beat earnings 2025-01-17
Missed earnings 2024-10-18
Beat earnings 2024-07-19
Missed earnings 2024-04-19
Beat earnings 2024-01-19
Missed earnings 2023-10-20
Missed earnings 2023-07-21
Missed earnings 2023-04-21
Missed earnings 2023-01-20
Missed earnings 2022-10-21

Takeaways

Regions Financial Corporation has a diversified business model and a strong presence in the Southeast and Midwest, but faces competitive pressures and economic uncertainties that could impact its growth potential.

Historical data shows an impressive CAGR compared with the USA stock market average, reflecting a strong market position.

Yearly Return 10Y annualized return is positive but below market average at 7.6% per year
Earnings Expectations RF has met or exceeded earnings expectations in few recent quarters (3/10)

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