Overall, Prudential exhibits strong business quality with a diverse product portfolio and capable leadership, yet faces challenges in underwriting volatility. Future prospects are bolstered by strategic growth initiatives and emerging market opportunities, although short-term headwinds may impact immediate performance.
Analysis Date: February 5, 2025 Last Updated: May 29, 2025
+31%
+2.7% per year
Past performance does not guarantee future results. The data presented is indicative and may not be updated in real-time.
CountryUS
ExchangeNYSE
IndustryInsurance - Life
SectorFinancial Services
Market Cap$42.24B
CEOMr. Charles Frederick Lowrey Jr.
Prudential Financial, Inc. is a company that helps people and businesses manage their money and protect their financial future. They offer different types of insurance, like life insurance and health coverage, to help families in case of unexpected events. Prudential also provides retirement plans and investment options to help people save for the future. In simple terms, they help customers prepare for lifeβs uncertainties and achieve their financial goals.
Streams of revenue
Retirement:77%
Group Insurance:12%
Individual Life:11%
Geographic Distribution
United States:64%
Asia:22%
Europe:9%
Latin America:6%
Estimations for reference only
Core Products
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Mutual FundsInvestment funds
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Life InsuranceLife coverage plans
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Group InsuranceEmployee benefits
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Retirement AnnuitiesRetirement income
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Investment ManagementAsset management
Business Type
Business to Consumer
Competitive Advantages
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Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.
Graham Value Metrics
Benjamin Graham's value investing approach focuses on finding stocks with a significant margin of safety between their intrinsic value and market price.
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Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.
Income Statement Flow
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About Profitability Metrics
Profitability metrics measure a company's ability to generate earnings relative to its revenue, operating costs, and other relevant metrics. Higher values generally indicate better performance.
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PRU Stock Analysis: Prudential Financial, Inc. Investment Guide
PRU (Prudential Financial, Inc.) is a Financial Services company listed on New York Stock Exchange. The stock has generated 2.7% annual returns with an overall investment score of None/100.
Overall, Prudential exhibits strong business quality with a diverse product portfolio and capable leadership, yet faces challenges in underwriting volatility. Future prospects are bolstered by strategic growth initiatives and emerging market opportunities, although short-term headwinds may impact immediate performance.
PRU Key Financial Metrics
PRU financial analysis includes comprehensive valuation ratios, profitability metrics, and financial health indicators. The company has a valuation score of 6.943506237623552/100 with financial health rated 10.0/100.
About Prudential Financial, Inc.
Prudential Financial, Inc. is a company that helps people and businesses manage their money and protect their financial future. They offer different types of insurance, like life insurance and health coverage, to help families in case of unexpected events. Prudential also provides retirement plans and investment options to help people save for the future. In simple terms, they help customers prepare for lifeβs uncertainties and achieve their financial goals.
PRU Investment Recommendation
Based on our comprehensive analysis of PRU, investors should consider the company's positive performance track record, earnings consistency (3/10 quarters beat expectations), and current valuation metrics when making investment decisions.
Financial Services Sector Analysis
PRU operates in the Insurance - Life industry within the Financial Services sector. This analysis compares Prudential Financial, Inc. performance against industry and sector benchmarks to provide context for investment decisions.
Frequently Asked Questions about PRU Stock
Is PRU a good investment?
PRU (Prudential Financial, Inc.) has generated 2.7% annual returns with an overall score of None/100. Overall, Prudential exhibits strong business quality with a diverse product portfolio and capable leadership, yet faces challenges in underwriting volatility. Future prospects are bolstered by strategic growth initiatives and emerging β¦ Investors should consider their risk tolerance and investment goals when evaluating PRU.
What is PRU P/E ratio and valuation?
PRU valuation metrics including P/E ratio, price-to-book ratio, and price-to-sales ratio are analyzed on this page with comparisons to Insurance - Life industry and Financial Services sector benchmarks. The company currently has a valuation score of 6.943506237623552/100.
Should I buy PRU stock now?
The decision to buy PRU stock should be based on comprehensive analysis of financial metrics, market conditions, and individual investment goals. Our analysis provides , financial health score of 10.0/100, and detailed performance metrics to help inform your investment decision.
What are PRU financial health indicators?
PRU financial health analysis includes liquidity ratios, debt levels, cash flow metrics, and profitability indicators. The company has a financial health score of 10.0/100 based on comprehensive analysis of balance sheet strength and operational efficiency.
How does PRU compare to competitors?
PRU performance is benchmarked against Insurance - Life industry peers and Financial Services sector averages. Our analysis includes comparative valuation ratios, profitability metrics, and growth indicators to provide context for Prudential Financial, Inc.'s market position.
What are PRU historical returns?
PRU has generated 2.7% annual returns over the 10Y. Historical performance analysis includes price appreciation, dividend yields, and total shareholder returns compared to market benchmarks.
PRU Key Investment Metrics Summary
Annual Return: 2.7%
Valuation Score: 6.943506237623552/100
Financial Health Score: 10.0/100
Growth Score: -52.69881694596005/100
Earnings Beat Rate: 3/10 quarters
Sector: Financial Services
Industry: Insurance - Life
Exchange: New York Stock Exchange
Market Cap: 42235840000
PRU Investment Thesis
Prudential Financial, Inc. (PRU) represents a conservative investment opportunity in the Financial Services sector. With an overall score of None/100, the company demonstrates areas for financial improvement.
Investment Strengths
Attractive Price-to-Earnings Ratio
Low Price-to-Sales Ratio
Strong Gross Profit Margin
Decent Return on Equity
Strong Liquidity Ratios
Low Debt Levels
Strong Leadership Transition
Diverse Product Portfolio
Robust Investment Performance
Strategic Growth Initiatives
Opportunities in Japan and Emerging Markets
Investment Risks
High Price-to-Free-Cash-Flow Ratio
Low Net Profit Margin
Interest Coverage Ratio of Zero
Adverse Underwriting Experience
Near-Term Headwinds
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