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NVR
NVR, Inc.
Summary
Business
Earnings Call
Valuation
Profitability
Financial Health
No analysis available for this stock.
+436%
+18.3% per year

Past performance does not guarantee future results. The data presented is indicative and may not be updated in real-time.

Country US
Exchange NYSE
Industry Residential Construction
Sector Consumer Cyclical
Market Cap $24.48B
CEO Mr. Eugene James Bredow

NVR, Inc. is a company that builds homes in the United States. They create different types of houses, like single-family homes, townhomes, and condos, under names like Ryan Homes and NVHomes. NVR also helps people get mortgages, which are loans to buy homes, and offers services like title insurance to make sure everything is legal when buying a house. They mainly work in states like Virginia, Maryland, and Florida.

Streams of revenue

Home Building Segment: 98%
Mortgage Banking Segment: 2%

Geographic Distribution

Home Building Segment: 100%

Core Products

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Homebuilding Residential homes
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Mortgage Banking Home financing

Business Type

B2C Business to Consumer

Competitive Advantages

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Cost Efficiency NVR's streamlined operations lead to lower construction costs, enabling competitive pricing without sacrificing margins.
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Market Presence Strong regional presence in multiple states allows NVR to capitalize on local housing demand and market trends.
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Brand Recognition NVR operates well-known brands like Ryan Homes and NVHomes, enhancing customer trust and loyalty.
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Vertical Integration NVR controls multiple stages of the homebuilding process, including construction and mortgage banking, improving efficiency and customer experience.
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Focus on First-Time Buyers Targeting first-time and move-up buyers helps NVR tap into a consistent market segment that is less sensitive to economic downturns.

Key Business Risks

πŸ’Ό
Economic Downturn A recession can lead to decreased consumer confidence and lower demand for new homes.
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Market Volatility Fluctuations in housing demand and prices can impact sales and profitability.
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Regulatory Changes Changes in housing regulations and zoning laws can affect construction timelines and costs.
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Interest Rate Increases Rising interest rates can reduce affordability for buyers and slow down mortgage originations.
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Supply Chain Disruptions Delays or shortages in building materials can lead to project delays and increased costs.

Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.

Graham Value Metrics

Benjamin Graham's value investing approach focuses on finding stocks with a significant margin of safety between their intrinsic value and market price.

Intrinsic Value

Estimated fair value based on Graham's formula

$6760.16

Current Market Price: $7074.96

IV/P Ratio: 0.96x (>1.0 indicates undervalued)

Margin of Safety

Gap between intrinsic value and market price

-5.0%

Graham recommended a minimum of 20-30% margin of safety

Higher values indicate a greater potential discount to fair value

Graham Criteria Checklist

Benjamin Graham's value investing checklist for NVR

Yes Positive earnings (5+ years)
No Dividend history (5+ years)
Yes P/E ratio ≀ 20 (13.70)
No P/B ratio ≀ 1.5 (5.47)
Yes Current ratio β‰₯ 2.0 (5.07x)
Yes Long-term debt < Net current assets (0.22x)
No Margin of safety (-5.0%)
No NVR does not meet all Graham criteria

ROE: 30.37001619553847

ROA: None

Gross Profit Margin: 25.102902369635693

Net Profit Margin: 16.046205892510624

Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.

Scroll horizontally to see more

About Profitability Metrics

Profitability metrics measure a company's ability to generate earnings relative to its revenue, operating costs, and other relevant metrics. Higher values generally indicate better performance.

Return on Equity (ROE)

Measures how efficiently a company uses its equity to generate profits

30.37%

10% 15%

Higher values indicate better returns for shareholders

TTM (as of 2025-04-30)

Gross Profit Margin

Percentage of revenue retained after accounting for cost of goods sold

25.10%

20% 40%

Higher values indicate better efficiency in production

TTM (as of 2025-04-30)

Net Profit Margin

Percentage of revenue retained after accounting for all expenses

16.05%

8% 15%

Higher values indicate better overall profitability

TTM (as of 2025-04-30)

About Financial Health Metrics

Financial health metrics assess a company's ability to meet its financial obligations and its overall financial stability.

Debt to Equity Ratio

Total debt divided by total equity

0.24x

1.0x 2.0x

Lower values indicate less financial leverage and risk

Less than 1.0 is conservative, 1.0-2.0 is moderate, >2.0 indicates high risk

Q4 2024

Current Ratio

Current assets divided by current liabilities

5.07x

1.0x 2.0x

Higher values indicate better short-term liquidity

Less than 1.0 is concerning, 1.0-2.0 is adequate, greater than 2.0 is good

Q4 2024

Meeting Expectations

7 /10

Higher values indicate better execution and credibility

Recent Results

Beat earnings
2025-01-28 +9.4%
Missed earnings
2024-10-22 -0.4%
Missed earnings
2024-07-23 -0.4%
Beat earnings
2024-04-23 +12.0%
Beat earnings
2024-01-30 +0.0%
Beat earnings
2023-10-24 +8.4%
Beat earnings
2023-07-25 +16.2%
Beat earnings
2023-04-25 +12.3%
Beat earnings
2023-01-31 +35.0%
Missed earnings
2022-10-25 -2.6%
No transcript analysis available for this stock.
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