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MA
Mastercard Incorporated
Summary
Business
Earnings Call
Valuation
Profitability
Financial Health
Intel
Yearly Return 10Y annualized return is excellent at 20.3% per year
Earnings Expectations MA has met or exceeded earnings expectations in all recent quarters (10/10)
Positive Strong Gross Profit Margin
Positive Healthy Operating and Net Profit Margins
Negative High Price-to-Earnings Ratio
Negative Elevated Price-to-Sales Ratio

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Overall, Mastercard demonstrates strong business quality with solid financial performance, diverse partnerships, and innovative solutions. Its future prospects remain positive, driven by growth in payment solutions and the services market, although competitive pressures from other networks pose potential risks.

Analysis Date: January 30, 2025
Last Updated: May 29, 2025

+533%
+20.3% per year

Past performance does not guarantee future results. The data presented is indicative and may not be updated in real-time.

Country US
Exchange NYSE
Industry Financial - Credit Services
Sector Financial Services
Market Cap $466.25B
CEO Mr. Michael Miebach

Mastercard Incorporated is a technology company that helps people and businesses make payments easily and securely. When you use a Mastercard to buy something, the company processes that payment, making sure the money moves from your bank to the store. They also offer services to help businesses manage payments and understand their customers better. In addition, Mastercard provides tools for online shopping and helps protect users from fraud.

Streams of revenue

Payment Network: 63%
Value-Added Services And Solutions: 37%

Geographic Distribution

International Markets: 57%
North America: 43%

Core Products

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Open Banking Access to financial data
🛡️
Cyber Solutions Security for transactions
🌐
Payment Gateway E-commerce payment
ID
Digital Identity Identity verification
💳
Payment Processing Transaction facilitation
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Consulting Services Business insights

Business Type

B2B Business to Business

Competitive Advantages

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Key Business Risks

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Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.

Graham Value Metrics

Benjamin Graham's value investing approach focuses on finding stocks with a significant margin of safety between their intrinsic value and market price.

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ROE: 187.64321661848163

ROA: None

Gross Profit Margin: 76.4456981664316

Net Profit Margin: 45.21311362619973

Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.

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About Profitability Metrics

Profitability metrics measure a company's ability to generate earnings relative to its revenue, operating costs, and other relevant metrics. Higher values generally indicate better performance.

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  • • Return on Equity (ROE) analysis
  • • Return on Assets (ROA) insights
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  • • Industry benchmark comparisons
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About Financial Health Metrics

Financial health metrics assess a company's ability to meet its financial obligations and its overall financial stability.

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  • • Debt to Equity ratio analysis
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Meeting Expectations

10 /10

Higher values indicate better execution and credibility

Recent Results

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EPS

3.58
Estimated
3.73
Actual
+4.19%
Difference

Revenue

$7130327275
Estimated
$7250000000
Actual
+1.68%
Difference
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Insider trading data shows purchase and sale activities by company executives and board members.

Insider Sentiment Analysis

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MA Stock Analysis: Mastercard Incorporated Investment Guide

MA (Mastercard Incorporated) is a Financial Services company listed on New York Stock Exchange. The stock has generated 20.3% annual returns with an overall investment score of None/100.

Overall, Mastercard demonstrates strong business quality with solid financial performance, diverse partnerships, and innovative solutions. Its future prospects remain positive, driven by growth in payment solutions and the services market, although competitive pressures from other networks pose potential risks.

MA Key Financial Metrics

MA financial analysis includes comprehensive valuation ratios, profitability metrics, and financial health indicators. and profitability score of 8.75/100 with financial health rated 4.8500000000000005/100.

About Mastercard Incorporated

Mastercard Incorporated is a technology company that helps people and businesses make payments easily and securely. When you use a Mastercard to buy something, the company processes that payment, making sure the money moves from your bank to the store. They also offer services to help businesses manage payments and understand their customers better. In addition, Mastercard provides tools for online shopping and helps protect users from fraud.

MA Investment Recommendation

Based on our comprehensive analysis of MA, investors should consider the company's strong performance track record, earnings consistency (10/10 quarters beat expectations), and current valuation metrics when making investment decisions.

Financial Services Sector Analysis

MA operates in the Financial - Credit Services industry within the Financial Services sector. This analysis compares Mastercard Incorporated performance against industry and sector benchmarks to provide context for investment decisions.

Frequently Asked Questions about MA Stock

Is MA a good investment?

MA (Mastercard Incorporated) has generated 20.3% annual returns with an overall score of None/100. Overall, Mastercard demonstrates strong business quality with solid financial performance, diverse partnerships, and innovative solutions. Its future prospects remain positive, driven by growth in payment solutions and the services market, … Investors should consider their risk tolerance and investment goals when evaluating MA.

What is MA P/E ratio and valuation?

MA valuation metrics including P/E ratio, price-to-book ratio, and price-to-sales ratio are analyzed on this page with comparisons to Financial - Credit Services industry and Financial Services sector benchmarks.

Should I buy MA stock now?

The decision to buy MA stock should be based on comprehensive analysis of financial metrics, market conditions, and individual investment goals. Our analysis provides profitability score of 8.75/100, financial health score of 4.8500000000000005/100, and detailed performance metrics to help inform your investment decision.

What are MA financial health indicators?

MA financial health analysis includes liquidity ratios, debt levels, cash flow metrics, and profitability indicators. The company has a financial health score of 4.8500000000000005/100 based on comprehensive analysis of balance sheet strength and operational efficiency.

How does MA compare to competitors?

MA performance is benchmarked against Financial - Credit Services industry peers and Financial Services sector averages. Our analysis includes comparative valuation ratios, profitability metrics, and growth indicators to provide context for Mastercard Incorporated's market position.

What are MA historical returns?

MA has generated 20.3% annual returns over the 10Y. Historical performance analysis includes price appreciation, dividend yields, and total shareholder returns compared to market benchmarks.

MA Key Investment Metrics Summary

  • Annual Return: 20.3%
  • Profitability Score: 8.75/100
  • Financial Health Score: 4.8500000000000005/100
  • Growth Score: 0.6757108629836818/100
  • Earnings Beat Rate: 10/10 quarters
  • Sector: Financial Services
  • Industry: Financial - Credit Services
  • Exchange: New York Stock Exchange
  • Market Cap: 466249462240

MA Investment Thesis

Mastercard Incorporated (MA) represents an excellent investment opportunity in the Financial Services sector. With an overall score of None/100, the company demonstrates areas for financial improvement.

Investment Strengths

  • Strong Gross Profit Margin
  • Healthy Operating and Net Profit Margins
  • Strong Interest Coverage Ratio
  • Adequate Liquidity Ratios
  • Strong Financial Performance
  • Diverse and Expanding Partnerships
  • Innovative Payment Solutions
  • Positive Growth Outlook
  • Expansion in Value-Added Services
  • Engagement in Crypto and Digital Payments

Investment Risks

  • High Price-to-Earnings Ratio
  • Elevated Price-to-Sales Ratio
  • Low Return on Equity
  • High Debt Levels
  • Competitive Pressures
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