Overall, Mastercard demonstrates strong business quality with solid financial performance, diverse partnerships, and innovative solutions. Its future prospects remain positive, driven by growth in payment solutions and the services market, although competitive pressures from other networks pose potential risks.
Analysis Date: January 30, 2025 Last Updated: May 29, 2025
+533%
+20.3% per year
Past performance does not guarantee future results. The data presented is indicative and may not be updated in real-time.
CountryUS
ExchangeNYSE
IndustryFinancial - Credit Services
SectorFinancial Services
Market Cap$466.25B
CEOMr. Michael Miebach
Mastercard Incorporated is a technology company that helps people and businesses make payments easily and securely. When you use a Mastercard to buy something, the company processes that payment, making sure the money moves from your bank to the store. They also offer services to help businesses manage payments and understand their customers better. In addition, Mastercard provides tools for online shopping and helps protect users from fraud.
Streams of revenue
Payment Network:63%
Value-Added Services And Solutions:37%
Geographic Distribution
International Markets:57%
North America:43%
Core Products
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Open BankingAccess to financial data
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Cyber SolutionsSecurity for transactions
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Payment GatewayE-commerce payment
ID
Digital IdentityIdentity verification
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Payment ProcessingTransaction facilitation
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Consulting ServicesBusiness insights
Business Type
Business to Business
Competitive Advantages
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Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.
Graham Value Metrics
Benjamin Graham's value investing approach focuses on finding stocks with a significant margin of safety between their intrinsic value and market price.
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Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.
Income Statement Flow
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Profitability metrics measure a company's ability to generate earnings relative to its revenue, operating costs, and other relevant metrics. Higher values generally indicate better performance.
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MA Stock Analysis: Mastercard Incorporated Investment Guide
MA (Mastercard Incorporated) is a Financial Services company listed on New York Stock Exchange. The stock has generated 20.3% annual returns with an overall investment score of None/100.
Overall, Mastercard demonstrates strong business quality with solid financial performance, diverse partnerships, and innovative solutions. Its future prospects remain positive, driven by growth in payment solutions and the services market, although competitive pressures from other networks pose potential risks.
MA Key Financial Metrics
MA financial analysis includes comprehensive valuation ratios, profitability metrics, and financial health indicators. and profitability score of 8.75/100 with financial health rated 4.8500000000000005/100.
About Mastercard Incorporated
Mastercard Incorporated is a technology company that helps people and businesses make payments easily and securely. When you use a Mastercard to buy something, the company processes that payment, making sure the money moves from your bank to the store. They also offer services to help businesses manage payments and understand their customers better. In addition, Mastercard provides tools for online shopping and helps protect users from fraud.
MA Investment Recommendation
Based on our comprehensive analysis of MA, investors should consider the company's strong performance track record, earnings consistency (10/10 quarters beat expectations), and current valuation metrics when making investment decisions.
Financial Services Sector Analysis
MA operates in the Financial - Credit Services industry within the Financial Services sector. This analysis compares Mastercard Incorporated performance against industry and sector benchmarks to provide context for investment decisions.
Frequently Asked Questions about MA Stock
Is MA a good investment?
MA (Mastercard Incorporated) has generated 20.3% annual returns with an overall score of None/100. Overall, Mastercard demonstrates strong business quality with solid financial performance, diverse partnerships, and innovative solutions. Its future prospects remain positive, driven by growth in payment solutions and the services market, … Investors should consider their risk tolerance and investment goals when evaluating MA.
What is MA P/E ratio and valuation?
MA valuation metrics including P/E ratio, price-to-book ratio, and price-to-sales ratio are analyzed on this page with comparisons to Financial - Credit Services industry and Financial Services sector benchmarks.
Should I buy MA stock now?
The decision to buy MA stock should be based on comprehensive analysis of financial metrics, market conditions, and individual investment goals. Our analysis provides profitability score of 8.75/100, financial health score of 4.8500000000000005/100, and detailed performance metrics to help inform your investment decision.
What are MA financial health indicators?
MA financial health analysis includes liquidity ratios, debt levels, cash flow metrics, and profitability indicators. The company has a financial health score of 4.8500000000000005/100 based on comprehensive analysis of balance sheet strength and operational efficiency.
How does MA compare to competitors?
MA performance is benchmarked against Financial - Credit Services industry peers and Financial Services sector averages. Our analysis includes comparative valuation ratios, profitability metrics, and growth indicators to provide context for Mastercard Incorporated's market position.
What are MA historical returns?
MA has generated 20.3% annual returns over the 10Y. Historical performance analysis includes price appreciation, dividend yields, and total shareholder returns compared to market benchmarks.
MA Key Investment Metrics Summary
Annual Return: 20.3%
Profitability Score: 8.75/100
Financial Health Score: 4.8500000000000005/100
Growth Score: 0.6757108629836818/100
Earnings Beat Rate: 10/10 quarters
Sector: Financial Services
Industry: Financial - Credit Services
Exchange: New York Stock Exchange
Market Cap: 466249462240
MA Investment Thesis
Mastercard Incorporated (MA) represents an excellent investment opportunity in the Financial Services sector. With an overall score of None/100, the company demonstrates areas for financial improvement.
Investment Strengths
Strong Gross Profit Margin
Healthy Operating and Net Profit Margins
Strong Interest Coverage Ratio
Adequate Liquidity Ratios
Strong Financial Performance
Diverse and Expanding Partnerships
Innovative Payment Solutions
Positive Growth Outlook
Expansion in Value-Added Services
Engagement in Crypto and Digital Payments
Investment Risks
High Price-to-Earnings Ratio
Elevated Price-to-Sales Ratio
Low Return on Equity
High Debt Levels
Competitive Pressures
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