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KEY
KeyCorp
Summary
Business
Earnings Call
Valuation
Profitability
Financial Health
Intel
Yearly Return 10Y annualized return is positive but below market average at 0.8% per year
Earnings Expectations KEY has met or exceeded earnings expectations in the majority of recent quarters (7/10)
Positive Attractive Price-to-Book Ratio
Positive Solid Operating Profit Margin
Negative High Price-to-Earnings Ratio
Negative High EV-to-EBITDA Ratio

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Overall, KeyCorp demonstrates a strong business model with a solid capital position and diverse revenue streams. However, soft loan demand poses challenges to growth. Looking ahead, the bank is well-positioned for future growth through investments in technology and talent, although regulatory uncertainties remain a concern.

Analysis Date: January 21, 2025
Last Updated: May 29, 2025

+9%
+0.8% per year

Past performance does not guarantee future results. The data presented is indicative and may not be updated in real-time.

Country US
Exchange NYSE
Industry Banks - Regional
Sector Financial Services
Market Cap $17.23B
CEO Mr. Christopher Marrott Gorman

KeyCorp is the parent company of KeyBank, which offers a variety of banking services to people and businesses in the U.S. They provide everyday banking products like checking and savings accounts, loans for homes and education, and credit cards. KeyCorp also helps businesses with financial advice, loans, and investment services. With many branches and ATMs across 15 states, they aim to make banking easy and accessible for their customers.

Streams of revenue

Trust And Investment Services: 31%
Investment Banking And Debt Placement: 31%
Cards And Payments: 22%
Service Charges On Deposit Accounts: 16%
Other Noninterest Income: 1%

Geographic Distribution

United States: 90%
Canada: 6%
Europe: 4%

Estimations for reference only

Core Products

💳
Consumer Banking Personal accounts
🏠
Mortgage Services Home loans
💼
Treasury Services Cash management
🏦
Commercial Banking Business loans
📈
Investment Services Wealth management

Business Type

B2B Business to Business

Competitive Advantages

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Key Business Risks

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Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.

Graham Value Metrics

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ROE: 0.14530659691950015

ROA: None

Gross Profit Margin: 46.999451453647836

Net Profit Margin: 0.27427317608337903

Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.

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About Profitability Metrics

Profitability metrics measure a company's ability to generate earnings relative to its revenue, operating costs, and other relevant metrics. Higher values generally indicate better performance.

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About Financial Health Metrics

Financial health metrics assess a company's ability to meet its financial obligations and its overall financial stability.

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Meeting Expectations

7 /10

Higher values indicate better execution and credibility

Recent Results

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EPS

0.32
Estimated
0.33
Actual
+3.13%
Difference

Revenue

$1815597980
Estimated
$2698000000
Actual
-2.35%
Difference
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Insider trading data shows purchase and sale activities by company executives and board members.

Insider Sentiment Analysis

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KEY Stock Analysis: KeyCorp Investment Guide

KEY (KeyCorp) is a Financial Services company listed on New York Stock Exchange. The stock has generated 0.8% annual returns with an overall investment score of None/100.

Overall, KeyCorp demonstrates a strong business model with a solid capital position and diverse revenue streams. However, soft loan demand poses challenges to growth. Looking ahead, the bank is well-positioned for future growth through investments in technology and talent, although regulatory uncertainties remain a concern.

KEY Key Financial Metrics

KEY financial analysis includes comprehensive valuation ratios, profitability metrics, and financial health indicators. The company has a valuation score of 6.25/100 with financial health rated 6.0/100.

About KeyCorp

KeyCorp is the parent company of KeyBank, which offers a variety of banking services to people and businesses in the U.S. They provide everyday banking products like checking and savings accounts, loans for homes and education, and credit cards. KeyCorp also helps businesses with financial advice, loans, and investment services. With many branches and ATMs across 15 states, they aim to make banking easy and accessible for their customers.

KEY Investment Recommendation

Based on our comprehensive analysis of KEY, investors should consider the company's positive performance track record, earnings consistency (7/10 quarters beat expectations), and current valuation metrics when making investment decisions.

Financial Services Sector Analysis

KEY operates in the Banks - Regional industry within the Financial Services sector. This analysis compares KeyCorp performance against industry and sector benchmarks to provide context for investment decisions.

Frequently Asked Questions about KEY Stock

Is KEY a good investment?

KEY (KeyCorp) has generated 0.8% annual returns with an overall score of None/100. Overall, KeyCorp demonstrates a strong business model with a solid capital position and diverse revenue streams. However, soft loan demand poses challenges to growth. Looking ahead, the bank is well-positioned … Investors should consider their risk tolerance and investment goals when evaluating KEY.

What is KEY P/E ratio and valuation?

KEY valuation metrics including P/E ratio, price-to-book ratio, and price-to-sales ratio are analyzed on this page with comparisons to Banks - Regional industry and Financial Services sector benchmarks. The company currently has a valuation score of 6.25/100.

Should I buy KEY stock now?

The decision to buy KEY stock should be based on comprehensive analysis of financial metrics, market conditions, and individual investment goals. Our analysis provides , financial health score of 6.0/100, and detailed performance metrics to help inform your investment decision.

What are KEY financial health indicators?

KEY financial health analysis includes liquidity ratios, debt levels, cash flow metrics, and profitability indicators. The company has a financial health score of 6.0/100 based on comprehensive analysis of balance sheet strength and operational efficiency.

How does KEY compare to competitors?

KEY performance is benchmarked against Banks - Regional industry peers and Financial Services sector averages. Our analysis includes comparative valuation ratios, profitability metrics, and growth indicators to provide context for KeyCorp's market position.

What are KEY historical returns?

KEY has generated 0.8% annual returns over the 10Y. Historical performance analysis includes price appreciation, dividend yields, and total shareholder returns compared to market benchmarks.

KEY Key Investment Metrics Summary

  • Annual Return: 0.8%
  • Valuation Score: 6.25/100
  • Financial Health Score: 6.0/100
  • Growth Score: 58.89361192700832/100
  • Earnings Beat Rate: 7/10 quarters
  • Sector: Financial Services
  • Industry: Banks - Regional
  • Exchange: New York Stock Exchange
  • Market Cap: 17228498540

KEY Investment Thesis

KeyCorp (KEY) represents a conservative investment opportunity in the Financial Services sector. With an overall score of None/100, the company demonstrates areas for financial improvement.

Investment Strengths

  • Attractive Price-to-Book Ratio
  • Solid Operating Profit Margin
  • Reasonable Net Profit Margin
  • Manageable Debt Levels
  • Strong Capital Position
  • Diverse Revenue Streams
  • Investment Banking Success
  • Positive Outlook for 2025
  • Investment in Technology and Talent

Investment Risks

  • High Price-to-Earnings Ratio
  • High EV-to-EBITDA Ratio
  • Low Return on Equity
  • Poor Liquidity Ratios
  • Low Interest Coverage
  • Soft Loan Demand
  • Regulatory Uncertainty
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