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JPM
JPMorgan Chase & Co.
Summary
Business
Earnings Call
Valuation
Profitability
Financial Health
Intel
Yearly Return 10Y annualized return is very good at 14.5% per year
Earnings Expectations JPM has met or exceeded earnings expectations in the majority of recent quarters (8/10)
Positive Attractive P/E Ratio
Positive Strong Return on Equity
Negative High Price to Sales Ratio
Negative Low Free Cash Flow

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Overall, JPMorgan Chase demonstrated strong business quality through solid financial performance and a leading market position, though it faces challenges in net interest income and credit costs. Future prospects are mixed, with potential growth in asset management and ongoing investments in technology, but significant macroeconomic uncertainty may dampen growth.

Analysis Date: April 11, 2025
Last Updated: May 29, 2025

+287%
+14.5% per year

Past performance does not guarantee future results. The data presented is indicative and may not be updated in real-time.

Country US
Exchange NYSE
Industry Banks - Diversified
Sector Financial Services
Market Cap $678.07B
CEO Mr. James Dimon

JPMorgan Chase & Co. is a large financial services company that helps people and businesses with their money. They offer banking services like checking and savings accounts, loans for homes and cars, and credit cards. For businesses, they provide financial advice, help with raising money, and services for managing their finances. They also help people invest their money and plan for retirement. Essentially, they make it easier for individuals and companies to handle their finances.

Streams of revenue

Consumer & Community Banking: 44%
Corporate & Investment Bank: 42%
Asset and Wealth Management Segment: 14%

Geographic Distribution

North America: 73%
Europe: 12%
Asia Pacific: 9%
Latin America: 4%
Middle East & Africa: 2%

Estimations for reference only

Core Products

💳
Credit Cards Payment solutions for users
🏦
Consumer Banking Deposits & loans for consumers
🏠
Mortgage Services Home loans & equity products
💼
Wealth Management Investment & retirement products
🏢
Commercial Banking Financial solutions for businesses
📈
Investment Banking Advisory & capital raising
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ATM & Online Banking Digital banking services

Business Type

Hybrid Mixed Business Model

Competitive Advantages

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Key Business Risks

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Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.

Graham Value Metrics

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ROE: 17.270784902854547

ROA: None

Gross Profit Margin: 80.76775362482547

Net Profit Margin: 25.09974200369599

Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.

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About Profitability Metrics

Profitability metrics measure a company's ability to generate earnings relative to its revenue, operating costs, and other relevant metrics. Higher values generally indicate better performance.

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About Financial Health Metrics

Financial health metrics assess a company's ability to meet its financial obligations and its overall financial stability.

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  • • Debt to Equity ratio analysis
  • • Current ratio & liquidity insights
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Meeting Expectations

8 /10

Higher values indicate better execution and credibility

Recent Results

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EPS

4.63
Estimated
5.07
Actual
+9.50%
Difference

Revenue

$43993969886
Estimated
$68907000000
Actual
%
Difference
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Insider trading data shows purchase and sale activities by company executives and board members.

Insider Sentiment Analysis

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JPM Stock Analysis: JPMorgan Chase & Co. Investment Guide

JPM (JPMorgan Chase & Co.) is a Financial Services company listed on New York Stock Exchange. The stock has generated 14.5% annual returns with an overall investment score of None/100.

Overall, JPMorgan Chase demonstrated strong business quality through solid financial performance and a leading market position, though it faces challenges in net interest income and credit costs. Future prospects are mixed, with potential growth in asset management and ongoing investments in technology, but significant macroeconomic uncertainty may dampen growth.

JPM Key Financial Metrics

JPM financial analysis includes comprehensive valuation ratios, profitability metrics, and financial health indicators. The company has a valuation score of 2.643363075919683/100 and profitability score of 5.0/100 with financial health rated 9.25/100.

About JPMorgan Chase & Co.

JPMorgan Chase & Co. is a large financial services company that helps people and businesses with their money. They offer banking services like checking and savings accounts, loans for homes and cars, and credit cards. For businesses, they provide financial advice, help with raising money, and services for managing their finances. They also help people invest their money and plan for retirement. Essentially, they make it easier for individuals and companies to handle their finances.

JPM Investment Recommendation

Based on our comprehensive analysis of JPM, investors should consider the company's strong performance track record, earnings consistency (8/10 quarters beat expectations), and current valuation metrics when making investment decisions.

Financial Services Sector Analysis

JPM operates in the Banks - Diversified industry within the Financial Services sector. This analysis compares JPMorgan Chase & Co. performance against industry and sector benchmarks to provide context for investment decisions.

Frequently Asked Questions about JPM Stock

Is JPM a good investment?

JPM (JPMorgan Chase & Co.) has generated 14.5% annual returns with an overall score of None/100. Overall, JPMorgan Chase demonstrated strong business quality through solid financial performance and a leading market position, though it faces challenges in net interest income and credit costs. Future prospects are … Investors should consider their risk tolerance and investment goals when evaluating JPM.

What is JPM P/E ratio and valuation?

JPM valuation metrics including P/E ratio, price-to-book ratio, and price-to-sales ratio are analyzed on this page with comparisons to Banks - Diversified industry and Financial Services sector benchmarks. The company currently has a valuation score of 2.643363075919683/100.

Should I buy JPM stock now?

The decision to buy JPM stock should be based on comprehensive analysis of financial metrics, market conditions, and individual investment goals. Our analysis provides profitability score of 5.0/100, financial health score of 9.25/100, and detailed performance metrics to help inform your investment decision.

What are JPM financial health indicators?

JPM financial health analysis includes liquidity ratios, debt levels, cash flow metrics, and profitability indicators. The company has a financial health score of 9.25/100 based on comprehensive analysis of balance sheet strength and operational efficiency.

How does JPM compare to competitors?

JPM performance is benchmarked against Banks - Diversified industry peers and Financial Services sector averages. Our analysis includes comparative valuation ratios, profitability metrics, and growth indicators to provide context for JPMorgan Chase & Co.'s market position.

What are JPM historical returns?

JPM has generated 14.5% annual returns over the 10Y. Historical performance analysis includes price appreciation, dividend yields, and total shareholder returns compared to market benchmarks.

JPM Key Investment Metrics Summary

  • Annual Return: 14.5%
  • Valuation Score: 2.643363075919683/100
  • Profitability Score: 5.0/100
  • Financial Health Score: 9.25/100
  • Growth Score: -5.790840836149202/100
  • Earnings Beat Rate: 8/10 quarters
  • Sector: Financial Services
  • Industry: Banks - Diversified
  • Exchange: New York Stock Exchange
  • Market Cap: 678074639000

JPM Investment Thesis

JPMorgan Chase & Co. (JPM) represents a strong investment opportunity in the Financial Services sector. With an overall score of None/100, the company demonstrates areas for financial improvement.

Investment Strengths

  • Attractive P/E Ratio
  • Strong Return on Equity
  • High Gross Profit Margin
  • Manageable Debt Levels
  • Strong Financial Performance
  • Strong Market Position
  • Robust Capital Position
  • Potential for Asset Management Growth
  • Investment in Technology and Talent

Investment Risks

  • High Price to Sales Ratio
  • Low Free Cash Flow
  • Low Liquidity Ratios
  • NII Challenges
  • Increased Credit Costs
  • Macroeconomic Uncertainty
  • Cautious Outlook on Investment Banking
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