Overall, JPMorgan Chase demonstrated strong business quality through solid financial performance and a leading market position, though it faces challenges in net interest income and credit costs. Future prospects are mixed, with potential growth in asset management and ongoing investments in technology, but significant macroeconomic uncertainty may dampen growth.
Analysis Date: April 11, 2025 Last Updated: May 29, 2025
+287%
+14.5% per year
Past performance does not guarantee future results. The data presented is indicative and may not be updated in real-time.
CountryUS
ExchangeNYSE
IndustryBanks - Diversified
SectorFinancial Services
Market Cap$678.07B
CEOMr. James Dimon
JPMorgan Chase & Co. is a large financial services company that helps people and businesses with their money. They offer banking services like checking and savings accounts, loans for homes and cars, and credit cards. For businesses, they provide financial advice, help with raising money, and services for managing their finances. They also help people invest their money and plan for retirement. Essentially, they make it easier for individuals and companies to handle their finances.
Streams of revenue
Consumer & Community Banking:44%
Corporate & Investment Bank:42%
Asset and Wealth Management Segment:14%
Geographic Distribution
North America:73%
Europe:12%
Asia Pacific:9%
Latin America:4%
Middle East & Africa:2%
Estimations for reference only
Core Products
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Credit CardsPayment solutions for users
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Consumer BankingDeposits & loans for consumers
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Mortgage ServicesHome loans & equity products
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Wealth ManagementInvestment & retirement products
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Commercial BankingFinancial solutions for businesses
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Investment BankingAdvisory & capital raising
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ATM & Online BankingDigital banking services
Business Type
Mixed Business Model
Competitive Advantages
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Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.
Graham Value Metrics
Benjamin Graham's value investing approach focuses on finding stocks with a significant margin of safety between their intrinsic value and market price.
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Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.
Income Statement Flow
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About Profitability Metrics
Profitability metrics measure a company's ability to generate earnings relative to its revenue, operating costs, and other relevant metrics. Higher values generally indicate better performance.
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JPM (JPMorgan Chase & Co.) is a Financial Services company listed on New York Stock Exchange. The stock has generated 14.5% annual returns with an overall investment score of None/100.
Overall, JPMorgan Chase demonstrated strong business quality through solid financial performance and a leading market position, though it faces challenges in net interest income and credit costs. Future prospects are mixed, with potential growth in asset management and ongoing investments in technology, but significant macroeconomic uncertainty may dampen growth.
JPM Key Financial Metrics
JPM financial analysis includes comprehensive valuation ratios, profitability metrics, and financial health indicators. The company has a valuation score of 2.643363075919683/100 and profitability score of 5.0/100 with financial health rated 9.25/100.
About JPMorgan Chase & Co.
JPMorgan Chase & Co. is a large financial services company that helps people and businesses with their money. They offer banking services like checking and savings accounts, loans for homes and cars, and credit cards. For businesses, they provide financial advice, help with raising money, and services for managing their finances. They also help people invest their money and plan for retirement. Essentially, they make it easier for individuals and companies to handle their finances.
JPM Investment Recommendation
Based on our comprehensive analysis of JPM, investors should consider the company's strong performance track record, earnings consistency (8/10 quarters beat expectations), and current valuation metrics when making investment decisions.
Financial Services Sector Analysis
JPM operates in the Banks - Diversified industry within the Financial Services sector. This analysis compares JPMorgan Chase & Co. performance against industry and sector benchmarks to provide context for investment decisions.
Frequently Asked Questions about JPM Stock
Is JPM a good investment?
JPM (JPMorgan Chase & Co.) has generated 14.5% annual returns with an overall score of None/100. Overall, JPMorgan Chase demonstrated strong business quality through solid financial performance and a leading market position, though it faces challenges in net interest income and credit costs. Future prospects are … Investors should consider their risk tolerance and investment goals when evaluating JPM.
What is JPM P/E ratio and valuation?
JPM valuation metrics including P/E ratio, price-to-book ratio, and price-to-sales ratio are analyzed on this page with comparisons to Banks - Diversified industry and Financial Services sector benchmarks. The company currently has a valuation score of 2.643363075919683/100.
Should I buy JPM stock now?
The decision to buy JPM stock should be based on comprehensive analysis of financial metrics, market conditions, and individual investment goals. Our analysis provides profitability score of 5.0/100, financial health score of 9.25/100, and detailed performance metrics to help inform your investment decision.
What are JPM financial health indicators?
JPM financial health analysis includes liquidity ratios, debt levels, cash flow metrics, and profitability indicators. The company has a financial health score of 9.25/100 based on comprehensive analysis of balance sheet strength and operational efficiency.
How does JPM compare to competitors?
JPM performance is benchmarked against Banks - Diversified industry peers and Financial Services sector averages. Our analysis includes comparative valuation ratios, profitability metrics, and growth indicators to provide context for JPMorgan Chase & Co.'s market position.
What are JPM historical returns?
JPM has generated 14.5% annual returns over the 10Y. Historical performance analysis includes price appreciation, dividend yields, and total shareholder returns compared to market benchmarks.
JPM Key Investment Metrics Summary
Annual Return: 14.5%
Valuation Score: 2.643363075919683/100
Profitability Score: 5.0/100
Financial Health Score: 9.25/100
Growth Score: -5.790840836149202/100
Earnings Beat Rate: 8/10 quarters
Sector: Financial Services
Industry: Banks - Diversified
Exchange: New York Stock Exchange
Market Cap: 678074639000
JPM Investment Thesis
JPMorgan Chase & Co. (JPM) represents a strong investment opportunity in the Financial Services sector. With an overall score of None/100, the company demonstrates areas for financial improvement.
Investment Strengths
Attractive P/E Ratio
Strong Return on Equity
High Gross Profit Margin
Manageable Debt Levels
Strong Financial Performance
Strong Market Position
Robust Capital Position
Potential for Asset Management Growth
Investment in Technology and Talent
Investment Risks
High Price to Sales Ratio
Low Free Cash Flow
Low Liquidity Ratios
NII Challenges
Increased Credit Costs
Macroeconomic Uncertainty
Cautious Outlook on Investment Banking
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