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FI
Fiserv, Inc.
Summary
Business
Earnings Call
Valuation
Profitability
Financial Health
Intel
Yearly Return 10Y annualized return is very good at 14.9% per year
Earnings Expectations FI has met or exceeded earnings expectations in the majority of recent quarters (8/10)
Positive Moderate Valuation Metrics
Positive Strong Profit Margins
Negative High Price-to-Sales Ratio
Negative Moderate Operating Profit Margin

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Overall, Fiserv demonstrates a high-quality business model with diverse revenue streams, strong financial performance, and innovative product offerings. Future prospects appear promising with growth guidance and expansion into new markets, though challenges in the financial solutions segment may require close management.

Analysis Date: February 5, 2025
Last Updated: May 29, 2025

+302%
+14.9% per year

Past performance does not guarantee future results. The data presented is indicative and may not be updated in real-time.

Country US
Exchange NYSE
Industry Information Technology Services
Sector Technology
Market Cap $116.99B
CEO Mr. Frank J. Bisignano

Fiserv, Inc. is a company that helps businesses and banks manage payments and financial services. They provide tools for accepting payments, like credit card processing and mobile payments, making it easy for customers to buy products. Fiserv also offers banking services, helping banks manage accounts and loans, and provides security to protect against fraud. Overall, they make financial transactions safer and more efficient for businesses and their customers.

Streams of revenue

Processing And Services: 100%

Geographic Distribution

North America: 48%
Europe: 24%
Asia Pacific: 14%
Latin America: 10%
Middle East & Africa: 5%

Estimations for reference only

Core Products

💳
Clover POS solutions
💸
Payments Payment solutions
💳
Card Services Card processing
🏦
Digital Banking Online banking
🛍️
Merchant Services Merchant solutions

Business Type

B2B Business to Business

Competitive Advantages

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Key Business Risks

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Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.

Graham Value Metrics

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ROE: 11.931249253607943

ROA: None

Gross Profit Margin: 60.95734917644786

Net Profit Margin: 15.683717335651837

Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.

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About Profitability Metrics

Profitability metrics measure a company's ability to generate earnings relative to its revenue, operating costs, and other relevant metrics. Higher values generally indicate better performance.

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About Financial Health Metrics

Financial health metrics assess a company's ability to meet its financial obligations and its overall financial stability.

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Meeting Expectations

8 /10

Higher values indicate better execution and credibility

Recent Results

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EPS

2.08
Estimated
2.14
Actual
+2.88%
Difference

Revenue

$4833268540
Estimated
$5130000000
Actual
+6.14%
Difference
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Insider trading data shows purchase and sale activities by company executives and board members.

Insider Sentiment Analysis

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FI Stock Analysis: Fiserv, Inc. Investment Guide

FI (Fiserv, Inc.) is a Technology company listed on New York Stock Exchange. The stock has generated 14.9% annual returns with an overall investment score of None/100.

Overall, Fiserv demonstrates a high-quality business model with diverse revenue streams, strong financial performance, and innovative product offerings. Future prospects appear promising with growth guidance and expansion into new markets, though challenges in the financial solutions segment may require close management.

FI Key Financial Metrics

FI financial analysis includes comprehensive valuation ratios, profitability metrics, and financial health indicators. The company has a valuation score of 7.513509645964204/100 and profitability score of 5.0/100 with financial health rated 5.8500000000000005/100.

About Fiserv, Inc.

Fiserv, Inc. is a company that helps businesses and banks manage payments and financial services. They provide tools for accepting payments, like credit card processing and mobile payments, making it easy for customers to buy products. Fiserv also offers banking services, helping banks manage accounts and loans, and provides security to protect against fraud. Overall, they make financial transactions safer and more efficient for businesses and their customers.

FI Investment Recommendation

Based on our comprehensive analysis of FI, investors should consider the company's strong performance track record, earnings consistency (8/10 quarters beat expectations), and current valuation metrics when making investment decisions.

Technology Sector Analysis

FI operates in the Information Technology Services industry within the Technology sector. This analysis compares Fiserv, Inc. performance against industry and sector benchmarks to provide context for investment decisions.

Frequently Asked Questions about FI Stock

Is FI a good investment?

FI (Fiserv, Inc.) has generated 14.9% annual returns with an overall score of None/100. Overall, Fiserv demonstrates a high-quality business model with diverse revenue streams, strong financial performance, and innovative product offerings. Future prospects appear promising with growth guidance and expansion into new markets, … Investors should consider their risk tolerance and investment goals when evaluating FI.

What is FI P/E ratio and valuation?

FI valuation metrics including P/E ratio, price-to-book ratio, and price-to-sales ratio are analyzed on this page with comparisons to Information Technology Services industry and Technology sector benchmarks. The company currently has a valuation score of 7.513509645964204/100.

Should I buy FI stock now?

The decision to buy FI stock should be based on comprehensive analysis of financial metrics, market conditions, and individual investment goals. Our analysis provides profitability score of 5.0/100, financial health score of 5.8500000000000005/100, and detailed performance metrics to help inform your investment decision.

What are FI financial health indicators?

FI financial health analysis includes liquidity ratios, debt levels, cash flow metrics, and profitability indicators. The company has a financial health score of 5.8500000000000005/100 based on comprehensive analysis of balance sheet strength and operational efficiency.

How does FI compare to competitors?

FI performance is benchmarked against Information Technology Services industry peers and Technology sector averages. Our analysis includes comparative valuation ratios, profitability metrics, and growth indicators to provide context for Fiserv, Inc.'s market position.

What are FI historical returns?

FI has generated 14.9% annual returns over the 10Y. Historical performance analysis includes price appreciation, dividend yields, and total shareholder returns compared to market benchmarks.

FI Key Investment Metrics Summary

  • Annual Return: 14.9%
  • Valuation Score: 7.513509645964204/100
  • Profitability Score: 5.0/100
  • Financial Health Score: 5.8500000000000005/100
  • Growth Score: 7.554892755870686/100
  • Earnings Beat Rate: 8/10 quarters
  • Sector: Technology
  • Industry: Information Technology Services
  • Exchange: New York Stock Exchange
  • Market Cap: 116986813970

FI Investment Thesis

Fiserv, Inc. (FI) represents a strong investment opportunity in the Technology sector. With an overall score of None/100, the company demonstrates areas for financial improvement.

Investment Strengths

  • Moderate Valuation Metrics
  • Strong Profit Margins
  • Solid Return on Equity
  • Adequate Liquidity Ratios
  • Strong Interest Coverage
  • Strong Financial Performance
  • Diverse Revenue Streams
  • Innovative Product Offerings
  • Strong Growth Guidance
  • Expansion into New Markets
  • Embedded Finance Opportunities

Investment Risks

  • High Price-to-Sales Ratio
  • Moderate Operating Profit Margin
  • High Debt Levels
  • Challenges in Financial Solutions Segment
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