Overall, Fiserv demonstrates a high-quality business model with diverse revenue streams, strong financial performance, and innovative product offerings. Future prospects appear promising with growth guidance and expansion into new markets, though challenges in the financial solutions segment may require close management.
Analysis Date: February 5, 2025 Last Updated: May 29, 2025
+302%
+14.9% per year
Past performance does not guarantee future results. The data presented is indicative and may not be updated in real-time.
CountryUS
ExchangeNYSE
IndustryInformation Technology Services
SectorTechnology
Market Cap$116.99B
CEOMr. Frank J. Bisignano
Fiserv, Inc. is a company that helps businesses and banks manage payments and financial services. They provide tools for accepting payments, like credit card processing and mobile payments, making it easy for customers to buy products. Fiserv also offers banking services, helping banks manage accounts and loans, and provides security to protect against fraud. Overall, they make financial transactions safer and more efficient for businesses and their customers.
Streams of revenue
Processing And Services:100%
Geographic Distribution
North America:48%
Europe:24%
Asia Pacific:14%
Latin America:10%
Middle East & Africa:5%
Estimations for reference only
Core Products
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CloverPOS solutions
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PaymentsPayment solutions
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Card ServicesCard processing
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Digital BankingOnline banking
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Merchant ServicesMerchant solutions
Business Type
Business to Business
Competitive Advantages
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Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.
Graham Value Metrics
Benjamin Graham's value investing approach focuses on finding stocks with a significant margin of safety between their intrinsic value and market price.
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Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.
Income Statement Flow
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About Profitability Metrics
Profitability metrics measure a company's ability to generate earnings relative to its revenue, operating costs, and other relevant metrics. Higher values generally indicate better performance.
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FI (Fiserv, Inc.) is a Technology company listed on New York Stock Exchange. The stock has generated 14.9% annual returns with an overall investment score of None/100.
Overall, Fiserv demonstrates a high-quality business model with diverse revenue streams, strong financial performance, and innovative product offerings. Future prospects appear promising with growth guidance and expansion into new markets, though challenges in the financial solutions segment may require close management.
FI Key Financial Metrics
FI financial analysis includes comprehensive valuation ratios, profitability metrics, and financial health indicators. The company has a valuation score of 7.513509645964204/100 and profitability score of 5.0/100 with financial health rated 5.8500000000000005/100.
About Fiserv, Inc.
Fiserv, Inc. is a company that helps businesses and banks manage payments and financial services. They provide tools for accepting payments, like credit card processing and mobile payments, making it easy for customers to buy products. Fiserv also offers banking services, helping banks manage accounts and loans, and provides security to protect against fraud. Overall, they make financial transactions safer and more efficient for businesses and their customers.
FI Investment Recommendation
Based on our comprehensive analysis of FI, investors should consider the company's strong performance track record, earnings consistency (8/10 quarters beat expectations), and current valuation metrics when making investment decisions.
Technology Sector Analysis
FI operates in the Information Technology Services industry within the Technology sector. This analysis compares Fiserv, Inc. performance against industry and sector benchmarks to provide context for investment decisions.
Frequently Asked Questions about FI Stock
Is FI a good investment?
FI (Fiserv, Inc.) has generated 14.9% annual returns with an overall score of None/100. Overall, Fiserv demonstrates a high-quality business model with diverse revenue streams, strong financial performance, and innovative product offerings. Future prospects appear promising with growth guidance and expansion into new markets, … Investors should consider their risk tolerance and investment goals when evaluating FI.
What is FI P/E ratio and valuation?
FI valuation metrics including P/E ratio, price-to-book ratio, and price-to-sales ratio are analyzed on this page with comparisons to Information Technology Services industry and Technology sector benchmarks. The company currently has a valuation score of 7.513509645964204/100.
Should I buy FI stock now?
The decision to buy FI stock should be based on comprehensive analysis of financial metrics, market conditions, and individual investment goals. Our analysis provides profitability score of 5.0/100, financial health score of 5.8500000000000005/100, and detailed performance metrics to help inform your investment decision.
What are FI financial health indicators?
FI financial health analysis includes liquidity ratios, debt levels, cash flow metrics, and profitability indicators. The company has a financial health score of 5.8500000000000005/100 based on comprehensive analysis of balance sheet strength and operational efficiency.
How does FI compare to competitors?
FI performance is benchmarked against Information Technology Services industry peers and Technology sector averages. Our analysis includes comparative valuation ratios, profitability metrics, and growth indicators to provide context for Fiserv, Inc.'s market position.
What are FI historical returns?
FI has generated 14.9% annual returns over the 10Y. Historical performance analysis includes price appreciation, dividend yields, and total shareholder returns compared to market benchmarks.
FI Key Investment Metrics Summary
Annual Return: 14.9%
Valuation Score: 7.513509645964204/100
Profitability Score: 5.0/100
Financial Health Score: 5.8500000000000005/100
Growth Score: 7.554892755870686/100
Earnings Beat Rate: 8/10 quarters
Sector: Technology
Industry: Information Technology Services
Exchange: New York Stock Exchange
Market Cap: 116986813970
FI Investment Thesis
Fiserv, Inc. (FI) represents a strong investment opportunity in the Technology sector. With an overall score of None/100, the company demonstrates areas for financial improvement.
Investment Strengths
Moderate Valuation Metrics
Strong Profit Margins
Solid Return on Equity
Adequate Liquidity Ratios
Strong Interest Coverage
Strong Financial Performance
Diverse Revenue Streams
Innovative Product Offerings
Strong Growth Guidance
Expansion into New Markets
Embedded Finance Opportunities
Investment Risks
High Price-to-Sales Ratio
Moderate Operating Profit Margin
High Debt Levels
Challenges in Financial Solutions Segment
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