10Y annualized return is
very good
at 14.0% per year
DFS has met or exceeded earnings expectations in
some
recent quarters (5/10)
Low Price-to-Earnings Ratio
Strong Free Cash Flow Yield
High Price-to-Sales Ratio
Moderate EV/EBITDA Ratio
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Overall, Discover Financial Services demonstrated strong financial performance and effective risk management, indicating a robust business quality. However, challenges such as a decline in card sales and regulatory risks could pose threats. The future prospects appear positive with growth in personal loans and the potential benefits of the Capital One merger, although margin pressures and slower loan growth could limit upside.
Analysis Date: January 23, 2025
Last Updated: May 29, 2025
Past performance does not guarantee future results. The data presented is indicative and may not be updated in real-time.
Discover Financial Services is a company that helps people manage their money and make payments. It offers credit cards that people can use to buy things now and pay later. Discover also provides loans for students, personal needs, and homes, as well as savings and checking accounts for everyday banking. Additionally, they run a network that allows people to use their debit cards and process payments easily.
Streams of revenue
Geographic Distribution
Core Products
Business Type
Business to Consumer
Competitive Advantages
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Capital One's plans to acquire Discover have been approved at the federal level.
Capital One Financial's (COF 0.95%) planned acquisition of Discover Financial Services (DFS 3.22%) has received regulatory approval, and investors are...
DFS' first-quarter results are likely to benefit from higher non-interest income.
Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.
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