Overall, CPAY demonstrates a strong business model with solid growth in revenue and cash EPS, supported by effective M&A strategies. However, macroeconomic challenges pose risks to future growth potential, necessitating careful navigation of market conditions.
Analysis Date: February 5, 2025 Last Updated: May 29, 2025
+116%
+8.0% per year
Past performance does not guarantee future results. The data presented is indicative and may not be updated in real-time.
CountryUS
ExchangeNYSE
IndustrySoftware - Infrastructure
SectorTechnology
Market Cap$23.87B
CEOMr. Ronald F. Clarke
Corpay, Inc. is a payments company that helps businesses and people manage expenses related to vehicles and travel. They offer services for paying things like fuel, parking, and maintenance for vehicles. Corpay also provides tools for companies to make payments easily, like cards for travel costs and gifts. Founded in 1986 and based in Atlanta, Georgia, Corpay operates in several countries, including the United States and the United Kingdom.
Streams of revenue
Corporate Payments:83%
Other Operating Segments:17%
Geographic Distribution
UNITED STATES:64%
Other Countries:20%
BRAZIL:16%
Core Products
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AP AutomationAutomate payables
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Expense ManagementTrack expenses
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FX Risk ManagementManage currency risk
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Cross-Border PaymentsGlobal transactions
Business Type
Business to Business
Competitive Advantages
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Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.
Graham Value Metrics
Benjamin Graham's value investing approach focuses on finding stocks with a significant margin of safety between their intrinsic value and market price.
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Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.
Income Statement Flow
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About Profitability Metrics
Profitability metrics measure a company's ability to generate earnings relative to its revenue, operating costs, and other relevant metrics. Higher values generally indicate better performance.
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CPAY Stock Analysis: Corpay, Inc. Investment Guide
CPAY (Corpay, Inc.) is a Technology company listed on New York Stock Exchange. The stock has generated 8.0% annual returns with an overall investment score of None/100.
Overall, CPAY demonstrates a strong business model with solid growth in revenue and cash EPS, supported by effective M&A strategies. However, macroeconomic challenges pose risks to future growth potential, necessitating careful navigation of market conditions.
CPAY Key Financial Metrics
CPAY financial analysis includes comprehensive valuation ratios, profitability metrics, and financial health indicators. The company has a valuation score of 5.702374059476485/100 and profitability score of 5.0/100 with financial health rated 2.5/100.
About Corpay, Inc.
Corpay, Inc. is a payments company that helps businesses and people manage expenses related to vehicles and travel. They offer services for paying things like fuel, parking, and maintenance for vehicles. Corpay also provides tools for companies to make payments easily, like cards for travel costs and gifts. Founded in 1986 and based in Atlanta, Georgia, Corpay operates in several countries, including the United States and the United Kingdom.
CPAY Investment Recommendation
Based on our comprehensive analysis of CPAY, investors should consider the company's positive performance track record, earnings consistency (4/10 quarters beat expectations), and current valuation metrics when making investment decisions.
Technology Sector Analysis
CPAY operates in the Software - Infrastructure industry within the Technology sector. This analysis compares Corpay, Inc. performance against industry and sector benchmarks to provide context for investment decisions.
Frequently Asked Questions about CPAY Stock
Is CPAY a good investment?
CPAY (Corpay, Inc.) has generated 8.0% annual returns with an overall score of None/100. Overall, CPAY demonstrates a strong business model with solid growth in revenue and cash EPS, supported by effective M&A strategies. However, macroeconomic challenges pose risks to future growth potential, necessitating … Investors should consider their risk tolerance and investment goals when evaluating CPAY.
What is CPAY P/E ratio and valuation?
CPAY valuation metrics including P/E ratio, price-to-book ratio, and price-to-sales ratio are analyzed on this page with comparisons to Software - Infrastructure industry and Technology sector benchmarks. The company currently has a valuation score of 5.702374059476485/100.
Should I buy CPAY stock now?
The decision to buy CPAY stock should be based on comprehensive analysis of financial metrics, market conditions, and individual investment goals. Our analysis provides profitability score of 5.0/100, financial health score of 2.5/100, and detailed performance metrics to help inform your investment decision.
What are CPAY financial health indicators?
CPAY financial health analysis includes liquidity ratios, debt levels, cash flow metrics, and profitability indicators. The company has a financial health score of 2.5/100 based on comprehensive analysis of balance sheet strength and operational efficiency.
How does CPAY compare to competitors?
CPAY performance is benchmarked against Software - Infrastructure industry peers and Technology sector averages. Our analysis includes comparative valuation ratios, profitability metrics, and growth indicators to provide context for Corpay, Inc.'s market position.
What are CPAY historical returns?
CPAY has generated 8.0% annual returns over the 10Y. Historical performance analysis includes price appreciation, dividend yields, and total shareholder returns compared to market benchmarks.
CPAY Key Investment Metrics Summary
Annual Return: 8.0%
Valuation Score: 5.702374059476485/100
Profitability Score: 5.0/100
Financial Health Score: 2.5/100
Growth Score: -0.6515146315950348/100
Earnings Beat Rate: 4/10 quarters
Sector: Technology
Industry: Software - Infrastructure
Exchange: New York Stock Exchange
Market Cap: 23866955070
CPAY Investment Thesis
Corpay, Inc. (CPAY) represents a moderate investment opportunity in the Technology sector. With an overall score of None/100, the company demonstrates areas for financial improvement.
Investment Strengths
Reasonable Price-Earnings Ratio
Strong Gross Profit Margin
High Return on Equity
Solid Interest Coverage Ratio
Adequate Current Ratio
Strong Revenue Growth
Solid Cash EPS Increase
Successful Acquisitions and Integration
Optimistic Guidance for 2025
Focus on Corporate Payments Expansion
Investment Risks
High Price-to-Sales Ratio
Elevated Price-to-Book Ratio
Moderate Net Profit Margin
High Debt-to-Equity Ratio
Low Cash Ratio
Macro Headwinds Impacting Revenue
Dependence on Macro Conditions
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