Cincinnati Financial Corporation demonstrates strong business quality through effective risk management, solid operating performance, and financial strength. However, challenges such as catastrophic losses and a moderating pricing environment present potential risks to future growth. Overall, the company is well-positioned but must navigate these challenges carefully.
Analysis Date: February 11, 2025 Last Updated: May 29, 2025
+201%
+11.6% per year
Past performance does not guarantee future results. The data presented is indicative and may not be updated in real-time.
CountryUS
ExchangeNASDAQ
IndustryInsurance - Property & Casualty
SectorFinancial Services
Market Cap$22.16B
CEOMr. Stephen Michael Spray
Cincinnati Financial Corporation is a company that helps protect people and businesses from losses by offering different types of insurance. They provide coverage for things like cars, homes, and businesses, so if something bad happens—like an accident or damage—they can help pay for the costs. The company also sells life insurance, which offers financial support to families when a loved one passes away. Additionally, they invest money in various assets to grow their funds and support their insurance products.
Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.
Graham Value Metrics
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Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.
Income Statement Flow
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CINF (Cincinnati Financial Corporation) is a Financial Services company listed on NASDAQ Global Select. The stock has generated 11.6% annual returns with an overall investment score of None/100.
Cincinnati Financial Corporation demonstrates strong business quality through effective risk management, solid operating performance, and financial strength. However, challenges such as catastrophic losses and a moderating pricing environment present potential risks to future growth. Overall, the company is well-positioned but must navigate these challenges carefully.
CINF Key Financial Metrics
CINF financial analysis includes comprehensive valuation ratios, profitability metrics, and financial health indicators. The company has a valuation score of 6.416430863041851/100 and profitability score of 2.5/100 with financial health rated 5.45/100.
About Cincinnati Financial Corporation
Cincinnati Financial Corporation is a company that helps protect people and businesses from losses by offering different types of insurance. They provide coverage for things like cars, homes, and businesses, so if something bad happens—like an accident or damage—they can help pay for the costs. The company also sells life insurance, which offers financial support to families when a loved one passes away. Additionally, they invest money in various assets to grow their funds and support their insurance products.
CINF Investment Recommendation
Based on our comprehensive analysis of CINF, investors should consider the company's strong performance track record, earnings consistency (8/10 quarters beat expectations), and current valuation metrics when making investment decisions.
Financial Services Sector Analysis
CINF operates in the Insurance - Property & Casualty industry within the Financial Services sector. This analysis compares Cincinnati Financial Corporation performance against industry and sector benchmarks to provide context for investment decisions.
Frequently Asked Questions about CINF Stock
Is CINF a good investment?
CINF (Cincinnati Financial Corporation) has generated 11.6% annual returns with an overall score of None/100. Cincinnati Financial Corporation demonstrates strong business quality through effective risk management, solid operating performance, and financial strength. However, challenges such as catastrophic losses and a moderating pricing environment present potential … Investors should consider their risk tolerance and investment goals when evaluating CINF.
What is CINF P/E ratio and valuation?
CINF valuation metrics including P/E ratio, price-to-book ratio, and price-to-sales ratio are analyzed on this page with comparisons to Insurance - Property & Casualty industry and Financial Services sector benchmarks. The company currently has a valuation score of 6.416430863041851/100.
Should I buy CINF stock now?
The decision to buy CINF stock should be based on comprehensive analysis of financial metrics, market conditions, and individual investment goals. Our analysis provides profitability score of 2.5/100, financial health score of 5.45/100, and detailed performance metrics to help inform your investment decision.
What are CINF financial health indicators?
CINF financial health analysis includes liquidity ratios, debt levels, cash flow metrics, and profitability indicators. The company has a financial health score of 5.45/100 based on comprehensive analysis of balance sheet strength and operational efficiency.
How does CINF compare to competitors?
CINF performance is benchmarked against Insurance - Property & Casualty industry peers and Financial Services sector averages. Our analysis includes comparative valuation ratios, profitability metrics, and growth indicators to provide context for Cincinnati Financial Corporation's market position.
What are CINF historical returns?
CINF has generated 11.6% annual returns over the 10Y. Historical performance analysis includes price appreciation, dividend yields, and total shareholder returns compared to market benchmarks.
CINF Key Investment Metrics Summary
Annual Return: 11.6%
Valuation Score: 6.416430863041851/100
Profitability Score: 2.5/100
Financial Health Score: 5.45/100
Growth Score: -12.499778557156183/100
Earnings Beat Rate: 8/10 quarters
Sector: Financial Services
Industry: Insurance - Property & Casualty
Exchange: NASDAQ Global Select
Market Cap: 22157651250
CINF Investment Thesis
Cincinnati Financial Corporation (CINF) represents a strong investment opportunity in the Financial Services sector. With an overall score of None/100, the company demonstrates areas for financial improvement.
Investment Strengths
Reasonable Price-to-Earnings Ratio
Attractive Price-to-Book Ratio
Strong Profit Margins
Good Return on Equity
Excellent Liquidity Ratios
Low Debt Levels
Strong Operating Performance
Effective Risk Management
Financial Strength and Stability
Strategic Expansion Opportunities
Dividend Increase and Shareholder Value
Investment Risks
Price-to-Sales Ratio
Impact of Catastrophic Losses
Moderating Pricing Cycle
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