10Y annualized return is
positive but below market average
at 4.2% per year
CFG has met or exceeded earnings expectations in
few
recent quarters (2/10)
Attractive Price-to-Earnings Ratio
Low Price-to-Book Ratio
High Price-to-Cash Flow Ratio
Low Return on Equity
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Overall, CFG showcases a solid business quality with strong revenue growth, disciplined expense management, and favorable credit quality. However, subdued loan demand and the impact of its non-core portfolio present challenges. Looking forward, the bank has promising growth prospects, particularly in its private banking segment and through strategic investments, though it must navigate an uncertain macroeconomic landscape.
Analysis Date: January 17, 2025
Last Updated: May 29, 2025
Past performance does not guarantee future results. The data presented is indicative and may not be updated in real-time.
Citizens Financial Group, Inc. is a bank that helps people and businesses manage their money. They offer services like personal and business loans, checking and savings accounts, and credit cards. Citizens Bank also provides support for buying homes and managing investments. With many branches and ATMs across the U.S., they make banking easy and accessible for their customers.
Streams of revenue
Geographic Distribution
Estimations for reference only
Core Products
Business Type
Business to Consumer
Competitive Advantages
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CFG's first-quarter 2025 results benefit from a rise in fee income and a decline in expenses. Yet, a dip in NII acts as a spoilsport.
Citizens Financial Group, Inc. shows mixed performance with stable asset quality but declining loans and deposits, leading us to rate it as a sector p...
Citizens Financial Group, Inc. (NYSE:CFG ) Q1 2025 Earnings Conference Call April 16, 2025 8:00 AM ET Company Participants Kristin Silberberg - Head, ...
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