Brown & Brown demonstrates strong business quality through diversified revenue streams and impressive financial metrics. However, the company relies on acquisitions for growth, which could be a risk. Future prospects appear favorable due to a stable economic outlook and a strong pipeline for M&A, but moderating pricing and external events like wildfires could pose challenges.
Analysis Date: January 28, 2025 Last Updated: May 29, 2025
+573%
+21.0% per year
Past performance does not guarantee future results. The data presented is indicative and may not be updated in real-time.
CountryUS
ExchangeNYSE
IndustryInsurance - Brokers
SectorFinancial Services
Market Cap$28.82B
CEOMr. J. Powell Brown C.P.C.U.
Brown & Brown, Inc. is an insurance company that helps people and businesses find the right insurance coverage. They offer different types of insurance, like home, car, and business insurance, to protect against accidents and losses. The company also provides special services, like helping people manage their claims and offering insurance for unique needs, such as weddings or medical facilities. Founded in 1939 and based in Daytona Beach, Florida, they work with various clients, including individuals, companies, and government organizations across several countries.
Streams of revenue
Retail:79%
Wholesale Brokerage:21%
Geographic Distribution
UNITED STATES:87%
UNITED KINGDOM:11%
CANADA:1%
IRELAND:1%
Core Products
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Employee BenefitsBenefits solutions
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Insurance BrokerageRisk management
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Wholesale BrokerageWholesale insurance
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Program AdministrationProgram management
Business Type
Business to Business
Competitive Advantages
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Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.
Graham Value Metrics
Benjamin Graham's value investing approach focuses on finding stocks with a significant margin of safety between their intrinsic value and market price.
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Trailing Twelve Months (TTM) values provide a view of the company's performance over the last year.
Income Statement Flow
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Profitability metrics measure a company's ability to generate earnings relative to its revenue, operating costs, and other relevant metrics. Higher values generally indicate better performance.
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BRO Stock Analysis: Brown & Brown, Inc. Investment Guide
BRO (Brown & Brown, Inc.) is a Financial Services company listed on New York Stock Exchange. The stock has generated 21.0% annual returns with an overall investment score of None/100.
Brown & Brown demonstrates strong business quality through diversified revenue streams and impressive financial metrics. However, the company relies on acquisitions for growth, which could be a risk. Future prospects appear favorable due to a stable economic outlook and a strong pipeline for M&A, but moderating pricing and external events like wildfires could pose challenges.
BRO Key Financial Metrics
BRO financial analysis includes comprehensive valuation ratios, profitability metrics, and financial health indicators. and profitability score of 2.5/100 with financial health rated 7.45/100.
About Brown & Brown, Inc.
Brown & Brown, Inc. is an insurance company that helps people and businesses find the right insurance coverage. They offer different types of insurance, like home, car, and business insurance, to protect against accidents and losses. The company also provides special services, like helping people manage their claims and offering insurance for unique needs, such as weddings or medical facilities. Founded in 1939 and based in Daytona Beach, Florida, they work with various clients, including individuals, companies, and government organizations across several countries.
BRO Investment Recommendation
Based on our comprehensive analysis of BRO, investors should consider the company's strong performance track record, earnings consistency (9/10 quarters beat expectations), and current valuation metrics when making investment decisions.
Financial Services Sector Analysis
BRO operates in the Insurance - Brokers industry within the Financial Services sector. This analysis compares Brown & Brown, Inc. performance against industry and sector benchmarks to provide context for investment decisions.
Frequently Asked Questions about BRO Stock
Is BRO a good investment?
BRO (Brown & Brown, Inc.) has generated 21.0% annual returns with an overall score of None/100. Brown & Brown demonstrates strong business quality through diversified revenue streams and impressive financial metrics. However, the company relies on acquisitions for growth, which could be a risk. Future prospects … Investors should consider their risk tolerance and investment goals when evaluating BRO.
What is BRO P/E ratio and valuation?
BRO valuation metrics including P/E ratio, price-to-book ratio, and price-to-sales ratio are analyzed on this page with comparisons to Insurance - Brokers industry and Financial Services sector benchmarks.
Should I buy BRO stock now?
The decision to buy BRO stock should be based on comprehensive analysis of financial metrics, market conditions, and individual investment goals. Our analysis provides profitability score of 2.5/100, financial health score of 7.45/100, and detailed performance metrics to help inform your investment decision.
What are BRO financial health indicators?
BRO financial health analysis includes liquidity ratios, debt levels, cash flow metrics, and profitability indicators. The company has a financial health score of 7.45/100 based on comprehensive analysis of balance sheet strength and operational efficiency.
How does BRO compare to competitors?
BRO performance is benchmarked against Insurance - Brokers industry peers and Financial Services sector averages. Our analysis includes comparative valuation ratios, profitability metrics, and growth indicators to provide context for Brown & Brown, Inc.'s market position.
What are BRO historical returns?
BRO has generated 21.0% annual returns over the 10Y. Historical performance analysis includes price appreciation, dividend yields, and total shareholder returns compared to market benchmarks.
BRO Key Investment Metrics Summary
Annual Return: 21.0%
Profitability Score: 2.5/100
Financial Health Score: 7.45/100
Growth Score: -12.388381366559202/100
Earnings Beat Rate: 9/10 quarters
Sector: Financial Services
Industry: Insurance - Brokers
Exchange: New York Stock Exchange
Market Cap: 28824566400
BRO Investment Thesis
Brown & Brown, Inc. (BRO) represents an excellent investment opportunity in the Financial Services sector. With an overall score of None/100, the company demonstrates areas for financial improvement.
Investment Strengths
Reasonable Price-to-Earnings Ratio
Strong Price-to-Sales Ratio
Healthy Profit Margins
Strong Return on Equity
Strong Interest Coverage
Manageable Debt Levels
Strong Revenue Growth
Diverse Business Segments
Strong EBITDAC Margins
Stable Economic Outlook
Strong Pipeline for M&A
Focus on Employee Benefits Consulting
Investment Risks
High Price-to-Book Ratio
Elevated EV/EBITDA Ratio
Moderate Free Cash Flow Yield
Low Cash Ratio
Dependence on Acquisitions
Moderating Insurance Pricing
Potential Challenges from California Wildfires
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